Loans
Lending to help you reach your financial goals and make the most of life.
Double Online Rewards - Apply successfully via the HSBC HK App or HSBC Online Banking to enjoy an exclusive rebate of up to $10,000 and an APR as low as 2.05%
Types of loans
Consolidate your other loans and credit card balances into a high loan amount of up to 23 times your monthly salary or HKD3 million (whichever is lower) without any handling fees
Enjoy a preferential rate by consolidating your other loans and credit cards balances now
160th anniversary limited-time offer - Apply now for a Revolving Credit Facility and enjoy a 3-month intro rate as low as 1.60% p.a. (APR 1.61%[@loans-introrate])
Borrow a part of or up to all of the principal from what you’ve repaid on your existing loan, without having to reapply
Redraw at over 1,000 HSBC ATMs, and pay back over a period of up to 60 months
Enjoy preferential financing rates as you pay for your electric vehicle.
What to know before you borrow
Read and find out what you should consider before you apply for a loan
Look at what APR means, why it’s important, and how it's calculated for loans.
Find out how to avoid falling behind on your credit card payment, and how to clear credit card debt.
Check out our one-stop guide for tax payment methods, tax deductibles and tax loans.
Anyone may need cash urgently. Cash advance loans let you get cash from ATMs with your credit card without applying.
Need help?
Find the application and servicing forms you need to take out a loan, and the terms and conditions for the loan
Find a suitable lending product to match with your specific needs by answering a few simple questions
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Notes
To borrow or not to borrow? Borrow only if you can repay!