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Loans

Lending to help you reach your financial goals and make the most of life.

Double Online Rewards - Apply successfully via the HSBC HK App or HSBC Online Banking to enjoy an exclusive rebate of up to $10,000 and an APR as low as 2.05%
Submit supporting documents for your personal loan application online

Types of loans

Consolidate your other loans and credit card balances into a high loan amount of up to 23 times your monthly salary or HKD3 million (whichever is lower) without any handling fees

 

Enjoy a preferential rate by consolidating your other loans and credit cards balances now

160th anniversary limited-time offer - Apply now for a Revolving Credit Facility and enjoy a 3-month intro rate as low as 1.60% p.a. (APR 1.61%[@loans-introrate])

Borrow a part of or up to all of the principal from what you’ve repaid on your existing loan, without having to reapply

 

Redraw at over 1,000 HSBC ATMs, and pay back over a period of up to 60 months

Prepare for the next tax season with our low-interest instalment loans
Enjoy preferential financing rates as you pay for your electric vehicle.

What to know before you borrow

Read and find out what you should consider before you apply for a loan
Look at what APR means, why it’s important, and how it's calculated for loans.
Managing credit card debt
Find out how to avoid falling behind on your credit card payment, and how to clear credit card debt.
Your complete guide to tax planning and tax loans
Check out our one-stop guide for tax payment methods, tax deductibles and tax loans.
Compare cash advance, cash instalment and other loan options
Anyone may need cash urgently. Cash advance loans let you get cash from ATMs with your credit card without applying.

Need help?

Find the application and servicing forms you need to take out a loan, and the terms and conditions for the loan
Find your nearest HSBC ATM, Express Banking facility, or branch with counter service
Get answers to frequently asked questions about loans
Find a suitable lending product to match with your specific needs by answering a few simple questions

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Tax loans and instalment loans comparison
Find out more about tax loans to increase cash flow and manage finances with ease.
Are quick loans good for financial emergencies?
Facing unexpected financial needs can be daunting. Find out if instant cash loans are good solutions for financial emergencies.
Sending your child to study abroad
Planning to send your child to study abroad? Explore benefits of studying abroad and student education loan.
5 tips to manage home renovation costs
Explore money tips and personal loan options to create a comfortable home comfortably.

Notes

To borrow or not to borrow? Borrow only if you can repay!