Buy your own home through the Home Ownership Scheme
HSBC Government Housing Scheme Mortgage covers Home Ownership Scheme (HOS) and Green Form Subsidized Home Ownership Scheme (GSH) flats, and flats under the Secondary Market Scheme. Enjoy extra peace of mind with a mortgage secured 1 year before property completion, and borrow up to 95% of the property purchase price. T&Cs apply.
Flexible mortgage plans
Buy without a large down payment
Simple application process
Mortgage tools and resources
Follow these steps to apply
Buying from government
Buying in secondary market
How to apply
Meet with us
You can book an appointment to meet a mortgage specialist in person at a designated branch.
Give us a call to get your application started. Lines are open 9:00am to 8:00pm, Mondays to Fridays, and 9:00am to 5:00pm on Saturdays, except public holidays.
At a branch
Frequently asked questions
Can I choose my own solicitors' firm?
Can I change my mortgage repayments?
Explore other mortgage products
To borrow or not to borrow? Borrow only if you can repay!