Convert your available credit limit into instant cash or transfer the outstanding balance from other credit cards to your HSBC credit card account with Cash Instalment Plan.
Apply online to enjoy extra spending credit of up to HKD1,100 and up to 3 months handling fee rebate.
Assume withdrawing HKD100,000 with a monthly handling fee of 0.17% and repaying by 36 months, the daily handling fee is only HKD5.67*
|Monthly Instalment Principal||Monthly Handling Fee||Monthly Repayment Amount|
( = HKD100,000 ÷ 36 )
( = HKD100,000 x 0.17% )
*Assume 30 calendar days per month, daily handling fee is only HKD5.67 ( = HKD100,000 x 0.17% ÷ 30). The annualised percentage rate is 3.97% (calculated based on 36 months repayment period)
Get greater financial flexibility when you repay your credit card balance by instalments.
To borrow or not to borrow?
Borrow only if you can repay!