Put your money away for a set time and earn a higher rate of interest than you would in a savings account. Minimum deposit HKD10,000.
Terms and Conditions apply. The above interest rates are indicative as of 13 Nov 2025 and are for reference only. They are not guaranteed and maybe subject to revision, as per prevailing market conditions. Currency conversion involves risk.
To find out the latest HSBC deposits rate on HKD, USD, RMB and other currencies for HSBC saving accounts and time deposit, please click here.
Log on to HSBC HK App or HSBC Online Banking to make a placement.
Scan the QR code to open the app
Open or upgrade to an HSBC Premier or HSBC One account in the HSBC HK App. You can then place a time deposit on the next business day after you've successfully opened an account. You can do it via HSBC Online Banking or the HSBC HK App. Eligibility criteria apply.
If you have any further questions or need more support, please contact us.
Transfer funds to any account in Hong Kong and around the world easily, securely and quickly.
Access your savings whenever you need them, and earn interest at the same time.
Manage money and issue cheques for day-to-day payments.
Convenient renminbi services make it easy to maintain ties to mainland China while earning higher interest for depositing your savings for a fixed term.
