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Deposit-linked Mortgage

If you're an HSBC Premier or HSBC Advance customer, you can enjoy a preferential interest rate with our Deposit-linked Mortgage Repayment Plan. We'll match your savings interest rate to your mortgage interest rate for part of your deposit giving you better returns on your savings deposit and greater flexibility in managing your finances and wealth.


  • Enjoy higher interest on your savings and reduced interest on your mortgage loan
  • Earn preferential interest on your savings balance up to an amount equal to 50% of the remaining balance on your mortgage
  • Manage your mortgage and savings easily through separate accounts
  • A simple application process with personal help from HSBC mortgage specialists



Fees & charges

Why consider/Why not consider

Benefits

  • Enjoy higher interest on your savings and reduced interest on your mortgage loan
  • Earn preferential interest on your savings balance up to an amount equal to 50% of the remaining balance on your mortgage

  • Manage your mortgage and savings easily through separate accounts
  • A simple application process with personal help from HSBC mortgage specialists

How to apply

HSBC Personal Internet Banking customers

Use your Security Device / Mobile Security Key to log on and apply

Log on

HSBC customers without a Security Device / Mobile Security Key

Request an appointment

Arrange to see one of our mortgage specialists

Request an appointment

By Phone

Call (852) 2748 8080(852) 2748 8080

At an HSBC Mortgage Centre or Branch

Find your nearest Mortgage Centre

Find your nearest branch

Property valuation tool

Estimate the current value of a flat in major estates of Hong Kong with our simple address-based tool.

Mortgage calculators

Learn how much you can borrow and calculate repayment amounts. You can also see what you can save with a Deposit-linked Mortgage.

Home related loans

Manage your cash flow more easily with loans to cover a variety of expenses.

Repayment plan options

Own your home sooner and save on interest or repay less in the earlier years.

Rate Information

Our mortgages on our Best lending Rate(BLR).

Home related insurance

Protect your new home with policies that cover your home's structure against hazard, your belongings and more.


Contact us

Arrange to see one of our mortgage specialists

Request an appointment

By phone

Call (852) 2748 8080(852) 2748 8080

At an HSBC Mortgage Centre or Branch

Find your nearest Mortgage Centre

Find your nearest branch

Tweet us

@HSBC_HK

To borrow or not to borrow?
Borrow only if you can repay!

Disclaimer Select to Expand Select to Collapse

Deposit-linked mortgages are exclusively for HSBC Premier and HSBC Advance account holders.