Borrow money with a low interest rate and a high credit line, so you have flexibility when you need it. Cash withdrawals are easy thanks to a revolving credit line.
It's easy to apply for a high credit line with a low interest rate to give you flexibility when you need it.
or 4 times your monthly salary, whichever is lower
-The interest will be debited from the account on the 28th of each month. If the date falls on Sunday or public holiday, interest will be debited on the preceding working day.
Access to credit whenever you need it, with preferential interest rates for added flexibility. Just for HSBC Premier account holders.
Get extra spending power, together with increased flexibility in managing your money. Just for HSBC Advance account holders.
Enjoy extra credit whenever you need it most, and greater spending and investment power.
Get higher credit limits when you secure a credit line against your assets.
To borrow or not to borrow?
Borrow only if you can repay!
Please note that we do not appoint any third parties to refer Personal Overdraft applications to us and will not process any application that was referred by a third party under beneficial arrangement. For enquiry, please call our hotline at 2233 3000.