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Notes about Over-the-Limit Facility Arrangement

Examples of transactions which may still be posted under opt-out of over-the-limit facility include, but are not limited to:

  1. Transactions without authorisation such as Octopus Automatic Add-Value transactions and Mobile Payment transactions
  2. Posting amounts exceeding authorisation amounts under certain circumstances such as currency exchange rate fluctuation for foreign currency transactions
  3. Transactions approved yet posted late
  4. Transactions approved by Visa/MasterCard/UnionPay to your credit card account

The above only serves as examples for reference only and the Bank may pose credit card transactions as appropriate without prior reference to customers.