Examples of transactions which may still be posted under opt-out of over-the-limit facility include, but are not limited to:
- Transactions without authorisation such as Octopus Automatic Add-Value transactions and Mobile Payment transactions
- Posting amounts exceeding authorisation amounts under certain circumstances such as currency exchange rate fluctuation for foreign currency transactions
- Transactions approved yet posted late
- Transactions approved by Visa/MasterCard/UnionPay to your credit card account
The above only serves as examples for reference only and the Bank may pose credit card transactions as appropriate without prior reference to customers.