Protect your wealth, safeguard the future
A long-term insurance policy guaranteeing lifetime protection, while giving you the flexibility to meet your legacy planning needs.
HSBC Jade and Premier customers can contact your Jade Director or Relationship Managers directly to learn more.
Pass it on to a loved one
You can change the person insured under your policy up to 3 times[@protectioncontparamount], or nominate a contingent policyholder to manage any juvenile policies you may have
Choose how payout is settled
Settle your death benefit as a lump sum payment or as annual instalments over 10, 20 or 30 years, according to your loved ones' needs
Grow and protect your wealth
Build your wealth continuously throughout your life, with a Policy Value Management Option[@policylockin] to lock in a portion of your policy value when you need more financial certainty
- Enjoy up to 12% off your first year's premium plus an additional 1.5% off for selected customers. T&Cs apply.
- Enjoy preferential interest rate on time deposit after successfully applied for this plan. T&Cs apply.
- Enjoy first-year premium waiver on HSBC VHIS Flexi Plan when you apply for this plan with designated premium amount. T&Cs apply.
Turn a life policy into an enduring legacy
See how life insurance plans can help you with legacy planning, from wealth protection to estate equalisation
Crafting a legacy for future generations
Learn how to plan ahead to leave an enduring legacy for the next generation, even in times of uncertainty, with our comprehensive guide
To apply for the HSBC Paramount Global Life Insurance Plan, you'll need to meet both of these requirements:
- the insured person is aged[@birthdaydefinition] between 15 days and 75 years old, depending on the premium payment terms you select
- meet our criteria for nationality (country/region/territory), address and residency—which are subject to change from time to time
The HSBC Paramount Global Life Insurance Plan is a lifetime insurance plan with a savings element underwritten by HSBC Life (International) Limited ("HSBC Life"). It is not equivalent or similar to a bank deposit. Policyholders are subject to HSBC Life's credit risk and early surrender loss.
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Jade Universal Life Plans
Customisable universal life insurance plans that help you preserve your wealth and pass on your legacy
HSBC Ultra Wealth Goal Insurance Plan
A single-premium life insurance plan offering the opportunity for long-term capital growth and guaranteed cash value at 85% of the premium paid during the early years
Goal Access Universal Life Plan (Protection)
A long-term universal life insurance plan offering comprehensive protection and the flexibility to partially withdraw cash[@withdrawal] while building a cash fund
HSBC Paramount Global Life Insurance Plan is a lifetime insurance plan with savings elements underwritten by HSBC Life (International) Limited ("HSBC Life") which is authorised and regulated by the Insurance Authority ("IA") to carry on long-term insurance business in the Hong Kong SAR. It is not a bank deposit or bank savings plan. Please refer to the product brochure for detailed features and the policy provisions for the detailed terms and conditions.
HSBC Life is incorporated in Bermuda with limited liability, and is one of the HSBC Group's insurance underwriting subsidiaries. The Hongkong and Shanghai Banking Corporation Limited ('HSBC') is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an agency of HSBC Life for the distribution of life insurance products in the Hong Kong Special Administrative Region. This product is a product of HSBC Life but not HSBC and it is intended only for sale in the Hong Kong SAR. If the policyholder discontinues and / or surrenders the insurance plan in the early policy years, the amount of the benefit he / she will get back may be considerably less than the amount of the premium he / she has paid. Your benefit is subject to the credit risk of HSBC Life. Your premiums paid will form part of HSBC Life's assets. You do not have any rights or ownership over any of those assets. Your recourse is against HSBC Life only.
In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between HSBC and you out of the selling process or processing of the related transaction, HSBC is required to enter into a Financial Dispute Resolution Scheme process with you; however, any dispute over the contractual terms of the above insurance product should be resolved between HSBC Life and you directly.