Life insurance that helps you plan your legacy
Keep estate liquidity
Preserve your insurance protection and its potential account value accumulation
Rest easy with estate equalisation
Provide long-term financial stability for your loved ones while enjoying retirement on your terms
Security for your family
Ensure your family is equipped with the financial resources they need in the future
Arrange for charitable giving
Share a lasting legacy and contribute to the charities you care about
Special offers — Enjoy up to 21.5% off
Tailoring your plan to your needs
We make it easy to customise your policy to meet your needs.
Turn a life policy into an enduring legacy
See how life insurance plans can help you with legacy planning, from wealth protection to estate equalisation
Crafting a legacy for future generations
Learn how to plan ahead to leave an enduring legacy for the next generation, even in times of uncertainty, with our comprehensive guide
How to apply
To apply for either the Jade Global Generations Universal Life Plan or the Jade Ultra Global Universal Life Plan, you'll need to meet these requirements:
- be aged[@birthdaydefinition3] between 18 and 80; or 18 and 70 if you wish to select Critical Illness Advance Payment in your Jade Global Generations Universal Life Plan
- meet our criteria for nationality (country/region/territory), address and residency—which are subject to change from time to time
The Jade Global Generations Universal Life Plan and Jade Ultra Global Generations Universal Life Plan are long-term universal life insurance plans with a savings element underwritten by HSBC Life (International) Limited ("HSBC Life"). It is not equivalent or similar to a bank deposit. Policyholders are subject to HSBC Life's credit risk and early surrender loss.
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Jade Global Generations Universal Life Plan and Jade Ultra Global Generations Universal Life Plan are long-term universal life insurance plans with savings elements underwritten by HSBC Life (International) Limited ("HSBC Life") which is authorised and regulated by the Insurance Authority ("IA") to carry on long-term insurance business in the Hong Kong SAR. It is not a bank deposit or bank savings plan. Please refer to the product brochure for detailed features and the policy provisions for the detailed terms and conditions.
HSBC Life is incorporated in Bermuda with limited liability, and is one of the HSBC Group's insurance underwriting subsidiaries. The Hongkong and Shanghai Banking Corporation Limited ('HSBC') is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an agency of HSBC Life for the distribution of life insurance products in the Hong Kong Special Administrative Region. This product is a product of HSBC Life but not HSBC and it is intended only for sale in the Hong Kong SAR. If the policyholder discontinues and / or surrenders the insurance plan in the early policy years, the amount of the benefit he / she will get back may be considerably less than the amount of the premium he / she has paid. Your benefit is subject to the credit risk of HSBC Life. Your premiums paid will form part of HSBC Life's assets. You do not have any rights or ownership over any of those assets. Your recourse is against HSBC Life only.
In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between HSBC and you out of the selling process or processing of the related transaction, HSBC is required to enter into a Financial Dispute Resolution Scheme process with you; however, any dispute over the contractual terms of the above insurance product should be resolved between HSBC Life and you directly.