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HSBC Eminent Goal Multi-Currency Insurance Plan II

A long-term savings insurance plan which offers flexibility in policy management with 10 currencies, allowing you adapt to your changing financial goals.

Open up to future possibilities with multi-currency insurance

With HSBC Eminent Goal Multi-Currency Insurance Plan II, you can enjoy flexible policy management options such as policy split and withdrawal, along with 10 currencies to choose and switch from. Take advantage of our innovative market-first[@insurance-egip-market-first] Exchange Rate Tracking Alert and market-leading[@insurance-egip-market-lead] Flexible Withdrawal Option to support your evolving financial goals.

What's best for your insurance needs? Get tailored guidance from our Insurance Specialists today.

Key benefits

10 currencies to choose and switch from

Enjoy a wide selection of 10 currencies (USD, RMB, HKD, GBP, CAD, AUD, EUR, SGD, NZD or MOP[@insurance-egip-currencyavailability] with the option to switch your currency[@insurance-egip-currencyswitch] up to 3 times per policy year.

Market-first[@insurance-egip-market-first] Exchange Rate Tracking Alert[@insurance-egip-tracking-alert]

Get notified when your target exchange rate is reached, enabling you to make timely use of the Currency Switch Option near your preferred rate.

Flexible Withdrawal Option

Tailor a regular income stream by withdrawing from your policy[@insurance-egip-withdrawal]. You can also transfer locally or overseas to one designated designated payee[@insurance-egip-benefit-recipient] for payments, no admin fees needed.

Flexible wealth and legacy planning

Split your policy[@insurance-egip-policysplit] into different currencies, and plan your legacy with flexible arrangements such as designating Contingent Policyholders and Contingent Life Insured.

Special offers — Enjoy up to 20% off

  • Enjoy up to 20% off your first-year premium, plus an additional 1.5% off for select customers. T&Cs apply (PDF).
  • Enjoy preferential interest rate on time deposit when you successfully apply for this plan. T&Cs apply (PDF).

How to apply

Eligibility

To apply for our HSBC Eminent Goal Multi-Currency Insurance Plan II, you'll need to meet both of these requirements:

  • The insured person must be aged between 15 days after birth and age 80[@insurance-egip-age], depending on your premium payment period
  • Meet our criteria for nationality (country/region/territory) and/or address and/or residency – which are subject to change from time to time

 

HSBC Eminent Goal Multi-Currency Insurance Plan II is a long-term participating life insurance plan with a savings element, underwritten by HSBC Life (International) Limited ("HSBC Life"). It is not equivalent or similar to a bank deposit. Policyholders are subject to HSBC Life's credit risk and early surrender loss.

Talk with us

HSBC One customer

As an HSBC bank account holder, you can choose to meet our insurance specialists, either face-to-face or via online video. We’re here to provide personalised advice and support tailored to your needs.

Not an HSBC bank account holder yet? Open an account now via HSBC HK App.

HSBC Premier Elite or Premier customer?

Contact your Premier Elite Director or Relationship Manager. HSBC Premier customers can also call us on (852) 2233 3322.

Find out more

Can you summarise the plan for me? 

Are any additional benefits included in this policy? 

How will the death benefit be settled? 

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Notes

    Disclaimer 

    HSBC Eminent Goal Multi-Currency Insurance Plan II is a long-term participating life insurance plan with a savings element and non-guaranteed returns underwritten by HSBC Life (International) Limited ("HSBC Life") which is authorised and regulated by the Insurance Authority ("IA") to carry on long-term insurance business in the Hong Kong SAR. It is not a bank deposit or bank savings plan. Please refer to the product brochure for detailed features and the policy provisions for the detailed terms and conditions.

    HSBC Life is incorporated in Bermuda with limited liability, and is one of the HSBC Group's insurance underwriting subsidiaries. The Hongkong and Shanghai Banking Corporation Limited ('HSBC') is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an agency of HSBC Life for the distribution of life insurance products in the Hong Kong Special Administrative Region. This product is a product of HSBC Life but not HSBC and it is intended only for sale in the Hong Kong SAR. If the policyholder discontinues and / or surrenders the insurance plan in the early policy years, the amount of the benefit he / she will get back may be considerably less than the amount of the premium he / she has paid. Your benefit is subject to the credit risk of HSBC Life. Your premiums paid will form part of HSBC Life's assets. You do not have any rights or ownership over any of those assets. Your recourse is against HSBC Life only.

    In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between HSBC and you out of the selling process or processing of the related transaction, HSBC is required to enter into a Financial Dispute Resolution Scheme process with you; however, any dispute over the contractual terms of the above insurance product should be resolved between HSBC Life and you directly.