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HSBC Wealth Goal Insurance Plan II

Life insurance that helps you build towards your long-term savings goals

Grow your wealth with life protection

Achieve your long-term savings goal and enjoy peace of mind with life protection until age[@policyanniversarydefinition]  99. You can also lock in a portion of your policy value[@policylockin], making it perfect for your retirement planning.

What's best for your insurance needs? Get tailored guidance from our Insurance Specialists today.

Key benefits

Opportunity for long-term capital growth

Projected cash value can reach 400%[@cashvaluein30years] of the total premiums you've paid

Long-term life protection

Get covered for life protection up to age[@policyanniversarydefinition] 99

Enhanced financial security

Lock in a portion of your policy value with the plan's Policy Value Management Option[@changeoflifeinsured], for more financial certainty

Transfer the policy coverage

A chance to extend a gift by transferring the coverage of your policy to your loved ones[@changeoflifeinsured]

Special offers—Get up to 22.5% off your first year's premium

  • Enjoy up to 20% off your first year's premium when you apply for this plan. Offer ends 31 December 2022.  T&Cs apply
  • Enjoy an extra 1.5% off your first year's premium if you are new to insurance[@newtoinsurance]. Selected customers can get an extra 1% off. Offer ends 31 December 2022. T&Cs apply
  • Use your HSBC Premier Mastercard® credit card[@toborrowornot] to pay the premium for your new policy and earn up to $6,000 RewardCash. Offer ends 31 December 2022. T&Cs apply

How to apply

Eligibility

To apply for our Wealth Goal Insurance Plan II, you'll need to meet both of these requirements:

  • the insured person is aged between 15 days after birth and 70 years[@policyanniversarydefinition] , depending on the premium payment terms you select
  • meet our criteria for nationality (country/region/territory), address and residency, which are subject to change from time to time

HSBC Wealth Goal Insurance Plan II is a whole life insurance plan with a savings element underwritten by HSBC Life (International) Limited ("HSBC Life").  It is not equivalent or similar to bank deposit. Policyholders are subject to HSBC Life's credit risk and early surrender loss.

Talk with us

Get personalised support from our Insurance Specialists. Book a face-to-face appointment or meet with us over video.

Or call us on (852) 2233 3130. Lines are open 11:00am to 7:30pm, Mondays to Fridays except public holidays

HSBC Jade or Premier customer?

Contact your Jade Director or Relationship Manager. HSBC Premier customers can also call us on (852) 2233 3322.

Find out more

You may also be interested in

 

A deferred annuity policy offering regular retirement income for 20 years or more, after 5 years of tax-deductible premiums paid.

 

A qualifying deferred annuity plan that provides a flexible accumulation and annuity period, with 5 or 10 years of tax-deductible premium payments

 

An annuity plan with 3 years' premium payment period and steady monthly annuity payments after 1 or 3 years for your retirement years

 

An investment-linked assurance scheme offering different investment exposures and life protection

Notes

    HSBC Wealth Goal Insurance Plan II is a whole life insurance plan with a savings element underwritten by HSBC Life (International) Limited ("HSBC Life") which is authorised and regulated by the Insurance Authority ("IA") to carry on long-term insurance business in the Hong Kong SAR. It is not a bank deposit or bank savings plan. Please refer to the product brochure for detailed features and the policy provisions for the detailed terms and conditions.

    HSBC Life is incorporated in Bermuda with limited liability, and is one of the HSBC Group's insurance underwriting subsidiaries. The Hongkong and Shanghai Banking Corporation Limited ('HSBC') is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an agency of HSBC Life for the distribution of life insurance products in the Hong Kong Special Administrative Region.  This product is a product of HSBC Life but not HSBC and it is intended only for sale in the Hong Kong SAR. If the policyholder discontinues and / or surrenders the insurance plan in the early policy years, the amount of the benefit he / she will get back may be considerably less than the amount of the premium he / she has paid. Your benefit is subject to the credit risk of HSBC Life. Your premiums paid will form part of HSBC Life's assets. You do not have any rights or ownership over any of those assets. Your recourse is against HSBC Life only.

    In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between HSBC and you out of the selling process or processing of the related transaction, HSBC is required to enter into a Financial Dispute Resolution Scheme process with you; however, any dispute over the contractual terms of the above insurance product should be resolved between HSBC Life and you directly.