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HSBC Health Goal Insurance Plan

A life insurance plan with potential wealth appreciation and protection against 3 major critical illnesses

One plan to safeguard your health and wealth

Our Health Goal Insurance Plan promotes long-term wealth growth with potential returns up to 4% p.a.[@potentialreturn] It also offers protection against 3 major critical illnesses including cancer, heart disease and stroke—any critical illness claims you make will not affect your policy value.

What's best for your insurance needs? Get tailored guidance from our Insurance Specialists today.

Key benefits

Accumulate your wealth

Get long-term wealth growth with potential returns of up to 4% p.a.[@potentialreturn] and the option to lock in part of your prevailing policy value with the Policy Value Management Option[@policylockin] 

3 times the critical illness benefits

Receive an extra lump-sum payment up to 3 times (once per disease) if you're diagnosed with cancer, heart disease or stroke[@criticalillnessbenefits] before age[@birthdaydefinition] 80—without any change to your policy value 

Option to transfer your benefits

Extend a gift by transferring the coverage of your policy to your loved ones, up to 3 times[@criticalillnessbenefitstransfer] 

Special offers — Enjoy up to 11.5% off

  • Enjoy up to 11.5% off your first year's premium. T&Cs apply.
  • Enjoy preferential interest rate on time deposit after successfully applied for this plan. T&Cs apply.
  • Enjoy first-year premium waiver on HSBC VHIS Flexi Plan when you apply for this plan with designated premium amount. T&Cs apply.

Global medical care services

Get world-class medical care

Get personalised care and medical consultation services for cancer, stroke and heart disease from Harvard-level experts at top-ranked hospitals in the US.

Learn more about the service[@pgh]Footnote link 8, pgh.

Note: Preferred Global Health ("PGH") is the service supplier of the global medical care services. Eligibility and scope of service is subject to the terms and conditions specified by PGH. HSBC Life (International) Limited does not accept any liability relating to the service supplier. The services are value-added services provided by PGH while this policy is effective. It is your or the insured person's responsibility to pay for all treatment, medical and related costs or expenses incurred, whether directly or indirectly from receiving the services.


How to apply


To apply for our Health Goal Insurance Plan, you'll need to meet both of these requirements:

  • the insured person is aged[@birthdaydefinition] between 15 days and 65 years, depending on the premium payment terms you select
  • meet our criteria for nationality (country/region/territory), address and residency—which are subject to change from time to time


The HSBC Health Goal Insurance Plan is a whole life insurance plan with a savings element underwritten by HSBC Life (International) Limited ("HSBC Life"). It is not equivalent or similar to a bank deposit. Policyholders are subject to HSBC Life's credit risk and early surrender loss.

Talk with us

Get personalised support from our Insurance Specialists. Book a face-to-face appointment or meet with us over video.

Or call us on (852) 2233 3130. Lines are open 11:00am to 7:30pm, Mondays to Fridays except public holidays.

HSBC Premier Elite or Premier customer?

Contact your Premier Elite Director or Relationship Manager. HSBC Premier customers can also call us on (852) 2233 3322.

Find out more

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    HSBC Health Goal Insurance Plan is a whole life insurance plan with a savings element underwritten by HSBC Life (International) Limited ("HSBC Life") which is authorised and regulated by the Insurance Authority ("IA") to carry on long-term insurance business in the Hong Kong SAR. It is not a bank deposit or bank savings plan. Please refer to the product brochure for detailed features and the policy provisions for the detailed terms and conditions.

    HSBC Life is incorporated in Bermuda with limited liability, and is one of the HSBC Group's insurance underwriting subsidiaries. The Hongkong and Shanghai Banking Corporation Limited ('HSBC') is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an agency of HSBC Life for the distribution of life insurance products in the Hong Kong Special Administrative Region. This product is a product of HSBC Life but not HSBC and it is intended only for sale in the Hong Kong SAR. If the policyholder discontinues and / or surrenders the insurance plan in the early policy years, the amount of the benefit he / she will get back may be considerably less than the amount of the premium he / she has paid. Your benefit is subject to the credit risk of HSBC Life. Your premiums paid will form part of HSBC Life's assets. You do not have any rights or ownership over any of those assets. Your recourse is against HSBC Life only.

    In respect of an eligible dispute (as defined in the terms of reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between HSBC and you out of the selling process or processing of the related transaction, HSBC is required to enter into a Financial Dispute Resolution Scheme process with you; however, any dispute over the contractual terms of the above insurance product should be resolved between HSBC Life and you directly.