1 The highest annualised percentage rate is 7.40% (calculated based on 6 months repayment period); 7.94% (calculated based on 12 months repayment period); 8.10% (calculated based on 18 months repayment period); 8.16% (calculated based on 24 months repayment period). Annualised percentage rate may be changed subject to the latest offer. The monthly handling fee and annualised percentage rate differs depending on individual customer eligibility. Please call us on (852) 2233 3052 to enquire your monthly handling fee and annualised percentage rate.
2 The annualised percentage rate (“APR”) is calculated using method specified in relevant guidelines issued by The Hong Kong Association of Banks, and is rounded up or down to the nearest two decimal places. An APR is a reference rate, which includes all applicable interest rates, fees and charges of the product, expressed as an annualised rate.
3Each application can consist of a combination of multiple purchase transactions (amount of each application must be HK$1,000 or above). The purchase transactions of a primary card account cannot be combined with that of an additional card account for the purpose of application.