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Repayment plans to suit your needs

At HSBC, we offer a variety of flexible mortgage repayment plans to suit your needs. Own your home sooner and save on interest, or repay less in the earlier years. The choice is up to you!
Repay fortnightly or monthly with either of the repayment plans:

  • Straight-line repayment


    Benefit from fixed repayment amounts over the entire term of the loan.

  • Step-up repayment


    Shorten your overall loan period by gradually increasing your repayment amounts at a fixed step-up rate.

How to Apply

HSBC Personal Internet Banking customers

If you're applying for an HSBC mortgage, you can choose your repayment plan during the application process when you log on using your Security Device. If you already have a mortgage with HSBC you can adjust your repayment plan options when you log on.

Log on

HSBC customers without a Security Device

Request an appointment

Arrange to see one of our mortgage specialists

Request an appointment

By Phone

Call (852) 2748 8080(852) 2748 8080

At an HSBC branch

Find your nearest Branch


MORTGAGE TOOLS AND RESOURCES

Property valuation tool

Estimate the current value of a flat in major estates of Hong Kong with our simple address-based tool.

Mortgage calculators

Learn how much you can borrow and calculate repayment amounts. You can also see what you can save with a Deposit-linked Mortgage.

Home related loans

Manage your cash flow more easily with loans to cover a variety of expenses.

Governmnent Housing Schemes

If you're eligible for the Tenants Purchase, Home Ownership or Secondary Market Schemes, we can help you buy your home.

Rate Information

Our mortgages on our Best lending Rate(BLR).

Home related insurance

Protect your new home with policies that cover your home's structure against hazard, your belongings and more.

Contact us

Arrange to see one of our mortgage specialists

Request an appointment

By phone

Call (852) 2748 8080(852) 2748 8080

At an HSBC Mortgage Centre or Branch

Find your nearest Mortgage Centre

Find your nearest branch

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