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Repayment plans to suit your needs

At HSBC, we offer a variety of flexible mortgage repayment plans to suit your needs. Own your home sooner and save on interest, or repay less in the earlier years. The choice is up to you!
Repay fortnightly or monthly with either of the repayment plans:

  • Straight-line repayment

    Benefit from fixed repayment amounts over the entire term of the loan.

  • Step-up repayment

    Shorten your overall loan period by gradually increasing your repayment amounts at a fixed step-up rate.

How to Apply

HSBC Personal Internet Banking customers

If you're applying for an HSBC mortgage, you can choose your repayment plan during the application process when you log on using your Security Device / Mobile Security Key. If you already have a mortgage with HSBC you can adjust your repayment plan options when you log on.

Log on

HSBC customers without a Security Device / Mobile Security Key

Request an appointment

Arrange to see one of our mortgage specialists

Request an appointment

By Phone

Call (852) 2748 8080(852) 2748 8080

At an HSBC branch

Find your nearest Branch


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Contact us

Arrange to see one of our mortgage specialists

Request an appointment

By phone

Call (852) 2748 8080(852) 2748 8080

At an HSBC Mortgage Centre or Branch

Find your nearest Mortgage Centre

Find your nearest branch

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To borrow or not to borrow?
Borrow only if you can repay!