Get up to 8% RewardCash rebate when your apply for HSBC Red Credit Card online now. T&Cs apply.
Red Alert! Explore our brand new rewards and offers
You can now enjoy Red Credit Card privileges at more designated merchants, plus exclusive HK Express in-flight perks. Get up to 8% RewardCash rebate at designated merchants and up to 4% RewardCash rebate when you spend online.
Welcome offer
- Apply online and earn up to $300 RewardCash[@cards-welcomeoffer].
- Extra $200 RewardCash for new credit card customers who successfully apply for a Cash Instalment Plan[@cards-cash-instalment-200rc-offer]
- Perpetual annual fee waiver
HSBC Credit Card 'Bring all the Reds' Lucky Draw – up to $50,000 RewardCash
From 1 June to 31 July 2026, successfully apply for an HSBC Red Credit Card online and make accumulated transaction of HKD/RMB 500 or above to win up to $50,000 RewardCash. Apply now to unlock the hottest privileges! T&Cs apply.
Earn extra RewardCash when you spend online, overseas or locally
Exclusive benefits and offers
Earn rewards on designated overseas and local merchants
Earn up to 8% RewardCash while indulging yourself. Simply spend with your Red Credit Card at designated overseas and local merchants:
- Designated local merchantsGet more when you spend locally at Sushiro Hong Kong, TamJai SamGor Mixian, TamJai Yunnan Mixian, Bakehouse, Decathlon Hong Kong, NAMCO, TAITO STATION, Sephora, @cosme STORE, @cosme HONG KONG and 3COINS
- Designated overseas merchantsElevate your travel experiences with perks at FamilyMart in Japan, Suica, WOWPASS and Tmoney
See full list of merchants
HK Express: Save more when you fly
Order food with your HSBC Red Credit Card and get a free drink
- Enjoy a complimentary drink when you use your physical card to purchase any in-flight food priced at HKD30 or above on HK Express flights. T&Cs apply (PDF).
Earn HSBC Reward+ Red Hot Stamp Card Rewards
Receive HSBC Reward+ stamps and get RewardCash when you spend the designated amount in a single transaction.
- Get up to $30 in RewardCash when you spend at McDonald'sEarn HSBC Reward+ stamps and receive up to $30 in RewardCash each month when you spend HKD30 or above in a single transaction at McDonald's. T&Cs apply.
Limited-time offer - price down on subscription fee for 'All-you-can-Split'
From now until 2 Sep 2026, the one-off subscription fee for ‘All-you-can-Split’ will be reduced to as low as HKD99. This means you can auto-split your bills into instalments with a fee as low as just HKD1 per day - giving you the flexibility for managing upcoming expenses!
Additional benefits you can enjoy
- Gain access to home&AwayA world of offers. On the other end of a 5-minute walk or 7-hour flight. Whether you're in your neighbourhood or travelling abroad, explore a range of offers – unlocked with your HSBC card. Start exploring home&Away.
- Perpetual annual fee waiverEnjoy a perpetual waiver on your annual fees with your card—no spending limits required!
- Activate your virtual card once your application has been approvedOnce your application via digital channels has been approved, you can activate your virtual card and add it to your mobile wallets. Start shopping online and making mobile payments with your card right away for a faster, hassle-free experience!
- Unlock the door to international music extravaganzaExclusive pre-sale access to selected concerts from Live Nation. Learn more.
Things you should know
Eligibility
An annual income of HKD120,000 or above.
Apply online now
Apply on the HSBC HK App
If you're using the HSBC HK App, you can apply on your phone in minutes.
Scan the QR code to apply.
Already an HSBC customer, but don't have Online Banking?
New to HSBC? Fill out an online application
Apply for an additional credit card
Share your card benefits and perks with your family and loved ones, with a supplementary card.
Manage all their expenses – and yours – effortlessly under one consolidated account. Apply via the HSBC HK App seamlessly.