HSBC easy Credit Card / Visa Platinum Credit Card

Credit Card Key Facts Statement (PDF)

• Birthday offer: HKD200 off upon purchase of HKD2,000
• Discount offer: HKD50 discount coupon once per year
• HKD100 discount coupon upon purchase of HKD2,500 once per year
• Year-round discount offer: Get up to 8% discount on booking travel products including flights, hotels and packages. Simply use the designated e-Coupon code before checkout

• Free house wine or fruit platter or welcome amenities during your stay
• Birthday offer: free birthday cake upon dining or during your stay

• Free delivery upon spending HKD450 at eStore or App once per quarter
  
• Birthday offer: HKD30 off upon spending HKD600 on still wine/ Sake at eStore or App
  
• Wine tasting event once per quarter (first come first served)

• Free power bank rental service (SUPREME Shop only)
  
• Data transfer service
  
• Priority counter service (SUPREME Shop only)
  
• Birthday offer: HKD50 off on select online purchases of single item worth HKD500 or above at XtraMall online store
• Exclusive 5G SIM monthly plan offer: Enjoy 60GB local data and “Mainland China-Macau Shared Data” at HKD160 per month.

Once your application has been approved, you can activate your virtual card and add it to your mobile wallets. Start shopping online and making mobile payments with your card right away for a faster, hassle-free experience!

If you're an existing HSBC customer who holds a payroll account with us and an HKID card, you won't need to provide any supporting documents.

If you would like to set up a payroll account before applying for a credit card with us, you can do so by completing an instruction form for setting up / transfer of salary autopay (PDF).

Other customers will need to provide:

1. a copy of their HKID card—if you do not hold one, please provide a copy of your passport and employment contract with a contract period of at least 9 months from the date of submitting your application
2. proof of income or assets—depending on your income situation:

• regular income earners: your latest 1-month bank book / statement / eStatement / online transaction history (showing your name, account number and monthly income) or latest 1-month salary slip
• irregular income earners or part-timers: your latest bank book / statement / eStatement / online transaction history (showing your name, account number and monthly income) or salary slips from over the last 3 months
• self-employed: your latest tax demand note or latest 3-month bank book / statement / eStatement / online transaction history (showing the company name, account number and transaction history), current Business Registration Certificate, proof of ownership of the business and tax returns from the previous 2 years
• other: your latest 3-month bank deposit / bank book / statement / eStatement / online transaction history in Hong Kong (showing your name, account number and transaction history), or regularly monthly rental income credited to your bank account and the signed tenancy agreement

If you've already submitted your application for a credit card, you can upload the supporting documents for it via our online form.

Once we've received your application and supporting documents, we'll process your application within 10 working days. If your application is approved, we'll send you your new credit card within 3-5 working days, subject to postal service availability.

Please refer to the key fact statement and bank tariff guide for more details. We reserve the right of final decision to charge or adjust the annual fee.

Finance charges

If you do not pay the total outstanding amount due on your credit card by the payment due date, we'll charge this fee to your card. You can see the full details of how this fee is calculated in our guide to general banking tariffs.

Late charges

If we do not receive the minimum payment due on or before the payment due date, we'll charge this fee to your credit card. You can see the full details of how this fee is calculated in the HSBC Credit Card Terms (PDF).