Currency exchange made easy, online and on mobile
We offer a wide range of services that cater to your currency exchange needs, including real-time exchanges, overseas remittances, investments to grow your money.
Key benefits
A total of $1,600,000 RewardCash to be won
Get a chance to win up to $30,000 RewardCash when you exchange foreign currencies! From now until 30 September 2025, every eligible foreign currency transaction of HKD10,000 (or equivalent) earns you one entry into the Red Hot FX Lucky Draw – no cap on chance(s)! With a total of $1,600,000 RewardCash on the table, put your FX in play the Red Hot way.
Currency exchange for all your needs
Exchange currencies anytime[@24x7currencyexchange]
- Manage and trade up to 11 major currencies[@24x7currencyexchange] with our all-in-one multi-currency accounts
- Trade currencies wherever and whenever, on mobile or online
- See how you can use our FX Order Watch service[@fxorderwatch] to set target rates—we'll notify you or help you convert the money[@24x7currencyexchange] once your target rate is reached, without any handling fees or hassle
Join HSBC Forex Club to enjoy great currency exchange pricing
- Enjoy tiered spread discounts based on accumulated amount in the accumulation period. The more the exchange amount, the greater your discount. Terms and conditions apply.
- Cover 12 major currencies by HSBC Forex Club
Transfer money overseas
- Make free[@hsbcglobaltransfers], instant transfers to HSBC accounts worldwide through our HSBC Global Transfers service
- Send money to other overseas accounts in over 200 countries and territories and more than 40 different currencies through our Telegraphic Transfer service via HSBC Online Banking or the HSBC HK Mobile Banking app
Spend and withdraw currencies easily
- Get the HSBC Mastercard® Debit Card to enjoy fee-free privileges and to debit directly from currencies in your HSBC account; what's more, get an additional 0.4% cash rebate when you spend online or overseas
- Withdraw RMB, JPY, USD or EUR at any of our RMB & Foreign currency ATMs across Hong Kong or visit our branches for other currencies
- HSBC Premier Elite and HSBC Premier customers can also preorder currencies online and collect them at their nearest HSBC Premier or HSBC Wealth Centre[@currencycollection]
Grow currency at a better interest rate
- Enjoy a deposit interest rate of up to 13% p.a. when you exchange currencies and place them in a 1-week time deposit via the HSBC HK Mobile Banking app. T&Cs apply.
Latest Currency Exchange insights
Daily FX Focus
Your daily dose of FX updates, where we give you the latest major currency directions
FX viewpoint
Our weekly commentaries with HSBC's views on where specific currencies are heading
Weekly FX highlights
A weekly wrap-up from our local analyst on what has happened in the FX market
Exchange rate calculator
The calculator uses the latest board rates for major foreign currency pairings. To see what preferential rates are available to you, please log on
Download the HSBC HK Mobile Banking app now
One app for all your currency exchange needs
Simply log on to the HSBC HK Mobile Banking app to start trading currencies on the go.
Learn more about the HSBC HK Mobile Banking app
Ready to start trading?
Trade currencies online
Log on to HSBC Online Banking to trade currencies 24/7.
Don't have an HSBC account?
You can open one via the HSBC HK Mobile Banking app to start using our currency exchange services in minutes.
Find out more
To learn more about investing in currencies with HSBC, check out our investment FAQs.
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