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City view of Hong Kong and the tram; image used for FlexInvest fund  list

FlexInvest funds

The simple, flexible and affordable way to build your future

Meet the funds you can invest in from just $100

There are 9 index funds and 1 money market fund especially chosen for FlexInvest, each with different Product Risk Ratings (PRR).

Most investing involves risk. This means that investments can go up as well as down. Therefore, it's important that you understand how much risk you are willing to accept.

Take (or update!) our Risk Profiling Questionnaire (RPQ), get a score, and use that to determine which funds suit your risk appetite.

Available funds

Once you have got your RPQ score, you can match it with a fund of the same PRR.

For example, if you get a score of 1 (or "Very Cautious"), you can check out funds that have a PRR of 1 in the below table.

 

Learn more about the fund details by clicking on the fund names or explore through FlexInvest on HSBC HK Mobile Banking app.

Fund PRR
Fund name
Who's it for
1 Feeling extra cautious? Don't worry, with these funds you have a minimal chance of losing your money while generating returns above what you might earn in your savings account.
2 Feeling cautious? No problem! With this fund, you have a low chance of losing your money and you could generate a higher return than the PRR 1 funds.
3 Hold a balanced view on risk versus return? With this fund, you could achieve a moderate level of return coupled with a moderate level of the risk. Middle of the road!
4 Feeling adventurous? These funds are great for people who are prepared to ride the wave of volatility in search of high returns.

5

Feeling speculative? These funds are great for people who are willing to concede the highest level of risk in order to achieve a maximised level of return. Expect a few rollercoasters along the way!

For example, if you get a score of 1 (or "Very Cautious"), you can check out funds that have a PRR of 1 in the below table.

 

Learn more about the fund details by clicking on the fund names or explore through FlexInvest on HSBC HK Mobile Banking app.

Fund PRR
1
Fund name
Who's it for
Feeling extra cautious? Don't worry, with these funds you have a minimal chance of losing your money while generating returns above what you might earn in your savings account.
Fund PRR
2
Fund name
Who's it for
Feeling cautious? No problem! With this fund, you have a low chance of losing your money and you could generate a higher return than the PRR 1 funds.
Fund PRR
3
Fund name
Who's it for
Hold a balanced view on risk versus return? With this fund, you could achieve a moderate level of return coupled with a moderate level of the risk. Middle of the road!
Fund PRR
4
Fund name
Who's it for
Feeling adventurous? These funds are great for people who are prepared to ride the wave of volatility in search of high returns.
Fund PRR

5

Fund name
Who's it for
Feeling speculative? These funds are great for people who are willing to concede the highest level of risk in order to achieve a maximised level of return. Expect a few rollercoasters along the way!

How to invest?

Access FlexInvest by downloading the HSBC HK Mobile Banking app

Menu > Investments > FlexInvest

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