HSBC MPF: The MPF Scheme tailored for Hong Kong People
You can now enjoy a bonus unit rebate of up to HKD24,500 when you consolidate and transfer your MPF accrued benefits to an HSBC MPF Personal Account via the HSBC HK Mobile Banking app with promo code 'eMPF'[@mpf-latest-hkbchkapp].
You'll be able to consolidate your MPF personal accounts to your HSBC MPF Personal Account, manage your MPF accounts easily and make fund switches any time, even when you're on the go, on the HSBC HK Mobile Banking app.
No.1 overall average return among top 10 MPF schemes in 2024[@mpf-2024-no1-ranking]
HSBC MPF diligently manages your MPF, striving for the ideal potential investment returns.
The only MPF Scheme in Hong Kong awarded as 'MPF Scheme of the Year' for three consecutive years[@mpf-scheme-of-the-yr-23-25]
HSBC MPF offers the 'best aggregate Value for Money' MPF scheme[@mpf-scheme-of-the-yr-23-25], helping you strive for the most ideal potential investment returns.
A comprehensive range of fund choices
With 20 investment options meticulously picked for you, you can diversify your investments into different markets and asset classes according to your risk appetite.
1 App for managing MPF and banking services
A one-stop banking platform for managing your MPF and bank accounts, providing you with comprehensive wealth management and retirement planning services.
Enjoy a bonus unit rebate of up to HKD24,500
From 1 January to 31 March 2026, enjoy a bonus unit rebate of up to HKD24,000 by consolidating and transferring MPF accrued benefits to an HSBC MPF Personal Account.
What's more, enjoy additional HKD500 bonus unit rebate when you consolidate and transfer your MPF accrued benefits to HSBC MPF via the HSBC HK App with promo code 'eMPF'[@mpf-latest-hkbchkapp].
Enjoy a bonus unit rebate of up to HKD24,500
From 1 January to 31 March 2026, enjoy a bonus unit rebate of up to HKD24,000 when you successfully transfer your MPF accrued benefits from other MPF providers by consolidating personal account(s), Employee Choice Arrangement (ECA) or through transfer of Minimum MPF Benefits from other ORSO providers, into an HSBC MPF Personal Account.
What's more, enjoy additional HKD500 bonus unit rebate upon successful transfer of MPF accrued benefits to an HSBC MPF Personal Account via the HSBC HK App with promo code 'eMPF'[@mpf-latest-hkbchkapp].
| Tier | Cumulative transfer-in MPF accrued benefits (HKD) | Standard Personal Account Consolidation Offer - Cumulative bonus unit rebate (HKD) | Mobile Personal Account Consolidation Offer - Additional cumulative bonus unit rebate (HKD) | Mobile Personal Account Consolidation Offer - Cumulative bonus unit rebate (HKD) |
|---|---|---|---|---|
| 1 | 50,000 – 99,999 | 200 | --- | 200 |
| 2 | 100,000 – 199,999 | 500 | 500 | 1,000 |
| 3 | 200,000 – 499,999 | 1,000 | 500 | 1,500 |
| 4 | 500,000 – 999,999 | 2,500 | 500 | 3,000 |
| 5 | 1,000,000 – 1,499,999 | 6,000 | 500 | 6,500 |
| 6 | 1,500,000 – 2,999,999 | 12,000 | 500 | 12,500 |
| 7 | 3,000,000 or above | 24,000 | 500 | 24,500 |
| Tier | 1 |
|---|---|
| Cumulative transfer-in MPF accrued benefits (HKD) | 50,000 – 99,999 |
| Standard Personal Account Consolidation Offer - Cumulative bonus unit rebate (HKD) | 200 |
| Mobile Personal Account Consolidation Offer - Additional cumulative bonus unit rebate (HKD) | --- |
| Mobile Personal Account Consolidation Offer - Cumulative bonus unit rebate (HKD) | 200 |
| Tier | 2 |
| Cumulative transfer-in MPF accrued benefits (HKD) | 100,000 – 199,999 |
| Standard Personal Account Consolidation Offer - Cumulative bonus unit rebate (HKD) | 500 |
| Mobile Personal Account Consolidation Offer - Additional cumulative bonus unit rebate (HKD) | 500 |
| Mobile Personal Account Consolidation Offer - Cumulative bonus unit rebate (HKD) | 1,000 |
| Tier | 3 |
| Cumulative transfer-in MPF accrued benefits (HKD) | 200,000 – 499,999 |
| Standard Personal Account Consolidation Offer - Cumulative bonus unit rebate (HKD) | 1,000 |
| Mobile Personal Account Consolidation Offer - Additional cumulative bonus unit rebate (HKD) | 500 |
| Mobile Personal Account Consolidation Offer - Cumulative bonus unit rebate (HKD) | 1,500 |
| Tier | 4 |
| Cumulative transfer-in MPF accrued benefits (HKD) | 500,000 – 999,999 |
| Standard Personal Account Consolidation Offer - Cumulative bonus unit rebate (HKD) | 2,500 |
| Mobile Personal Account Consolidation Offer - Additional cumulative bonus unit rebate (HKD) | 500 |
| Mobile Personal Account Consolidation Offer - Cumulative bonus unit rebate (HKD) | 3,000 |
| Tier | 5 |
| Cumulative transfer-in MPF accrued benefits (HKD) | 1,000,000 – 1,499,999 |
| Standard Personal Account Consolidation Offer - Cumulative bonus unit rebate (HKD) | 6,000 |
| Mobile Personal Account Consolidation Offer - Additional cumulative bonus unit rebate (HKD) | 500 |
| Mobile Personal Account Consolidation Offer - Cumulative bonus unit rebate (HKD) | 6,500 |
| Tier | 6 |
| Cumulative transfer-in MPF accrued benefits (HKD) | 1,500,000 – 2,999,999 |
| Standard Personal Account Consolidation Offer - Cumulative bonus unit rebate (HKD) | 12,000 |
| Mobile Personal Account Consolidation Offer - Additional cumulative bonus unit rebate (HKD) | 500 |
| Mobile Personal Account Consolidation Offer - Cumulative bonus unit rebate (HKD) | 12,500 |
| Tier | 7 |
| Cumulative transfer-in MPF accrued benefits (HKD) | 3,000,000 or above |
| Standard Personal Account Consolidation Offer - Cumulative bonus unit rebate (HKD) | 24,000 |
| Mobile Personal Account Consolidation Offer - Additional cumulative bonus unit rebate (HKD) | 500 |
| Mobile Personal Account Consolidation Offer - Cumulative bonus unit rebate (HKD) | 24,500 |
Smart tips: Employee Choice Arrangement (ECA) allows you to transfer the MPF derived from your employees’ mandatory contributions in contribution accounts to an MPF scheme of your own choice once a year; which gives you greater autonomy in choosing your MPF scheme.
Starting from 18 June 2025, you can consider transferring your MPF accrued benefits under ECA to an HSBC MPF Personal Account via the HSBC HK App to enjoy the above offer.
Learn more about the HSBC MPF January to March 2026 Personal Account Consolidation Offers.
Investment involves risks. T&Cs apply.
See how to consolidate your MPF accounts
Note: Scheme administration services are provided by the eMPF Platform. These include the processing of MPF scheme enrolments, contributions, and member investment instructions. They also include the transfer and withdrawal of MPF benefits, and updates to personal details.
Got questions that are not related to scheme administration services?
Make an appointment
Set up a time to meet with us to discuss your HSBC MPF needs and concerns.
Call us
Lines are open 24/7, every day. But if you need to speak to a specialist, you can reach one between these hours (except public holidays):
- Mondays to Fridays, 8:30am to 7:30pm
- Saturdays, 8:30am to 1pm
Our HSBC MPF member hotline number is +852 3128 0128.
Awarded the '2025 MPF Scheme of the Year' & '2025 Employers' Choice'[@mpf-rating2024]
The only MPF provider in Hong Kong that has been crowned both the 'MPF Scheme of the Year' & 'Employers' Choice' for 3 consecutive years[@mpf-rating2024].
Find out more
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