Enjoy tax savings with potential returns
Save towards your retirement while enjoying tax deduction of up to HKD60,000 with Tax Deductible Voluntary Contributions (TVCs). What’s more, get up you HKD4,500 in bonus unit rebates when you make new TVC contributions or transfer your TVC contributions from other trustees to HSBC MPF

Get up to HKD4,500 bonus unit rebates
Open an HSBC MPF TVC account to make prescribed amount of TVC contributions or transfer prescribed TVC accrued benefits from other MPF schemes to HSBC MPF to enjoy up to HKD4,500 bonus unit rebate.
Investment involves risks. T&C apply.
Special offer
Tier | Cumulative TVC contributions made / transferred to HSBC MPF (HKD) |
Basic bonus unit rebates (HKD) |
Accumulated basic bonus unit rebates (HKD) | Extra bonus unit rebates (HKD) | Accumulated extra bonus unit rebates (HKD) | Accumulated basic and extra bonus unit rebates (HKD) |
---|---|---|---|---|---|---|
1 | 3,000 | 100 | 100 | 50 | 50 | 150 |
2 | 30,000 | 200 | 300 | 100 | 150 | 450 |
3 | 60,000 | 300 | 600 | 150 | 300 | 900 |
4 | 120,000 | 800 | 1,400 | 400 | 700 | 2,100 |
5 | 180,000 | 1,600 | 3,000 | 800 | 1,500 | 4,500 |
Tier | 1 |
---|---|
Cumulative TVC contributions made / transferred to HSBC MPF (HKD) |
3,000 |
Basic bonus unit rebates (HKD) |
100 |
Accumulated basic bonus unit rebates (HKD) | 100 |
Extra bonus unit rebates (HKD) | 50 |
Accumulated extra bonus unit rebates (HKD) | 50 |
Accumulated basic and extra bonus unit rebates (HKD) | 150 |
Tier | 2 |
Cumulative TVC contributions made / transferred to HSBC MPF (HKD) |
30,000 |
Basic bonus unit rebates (HKD) |
200 |
Accumulated basic bonus unit rebates (HKD) | 300 |
Extra bonus unit rebates (HKD) | 100 |
Accumulated extra bonus unit rebates (HKD) | 150 |
Accumulated basic and extra bonus unit rebates (HKD) | 450 |
Tier | 3 |
Cumulative TVC contributions made / transferred to HSBC MPF (HKD) |
60,000 |
Basic bonus unit rebates (HKD) |
300 |
Accumulated basic bonus unit rebates (HKD) | 600 |
Extra bonus unit rebates (HKD) | 150 |
Accumulated extra bonus unit rebates (HKD) | 300 |
Accumulated basic and extra bonus unit rebates (HKD) | 900 |
Tier | 4 |
Cumulative TVC contributions made / transferred to HSBC MPF (HKD) |
120,000 |
Basic bonus unit rebates (HKD) |
800 |
Accumulated basic bonus unit rebates (HKD) | 1,400 |
Extra bonus unit rebates (HKD) | 400 |
Accumulated extra bonus unit rebates (HKD) | 700 |
Accumulated basic and extra bonus unit rebates (HKD) | 2,100 |
Tier | 5 |
Cumulative TVC contributions made / transferred to HSBC MPF (HKD) |
180,000 |
Basic bonus unit rebates (HKD) |
1,600 |
Accumulated basic bonus unit rebates (HKD) | 3,000 |
Extra bonus unit rebates (HKD) | 800 |
Accumulated extra bonus unit rebates (HKD) | 1,500 |
Accumulated basic and extra bonus unit rebates (HKD) | 4,500 |
Key benefits

Flexible contributions
You're in charge, so you can opt to contribute as much or as little[@mpf-mincontribution] as you want, whenever you like

Invest in your own way
With TVC, you take control on how you invest your money to make the best out of it

Tax-deductible contributions
Get a tax deduction of up to HKD60,000 on your TVC account contributions when you report your taxable income

With the HSBC Online Banking and HK Mobile Banking app (HSBC HK App), you can manage your MPF anytime, anywhere.
Important information
Eligibility
You can enrol in a TVC account if you fall under any of the following categories:
- You're an employee member of an MPF scheme
- You're a self-employed member of an MPF scheme
- You're a personal account holder of an MPF scheme
- You're a member of an MPF-exempted ORSO scheme
Please note that you can only have one TVC account under an MPF scheme.

Awarded as the 'MPF Scheme of the Year 2023‘ and 'Employers' Choice 2023’[@mpf-rating-awards2023]
The ‘MPF Scheme of the Year’ recognises the best value-for-money MPF scheme as assessed by MPF Ratings, an independent provider of MPF research, views and education.
Need help?
Meet with us
Speak with our MPF specialists who will be able to address your enquiries directly.
Call us
Our hotline is open 24 hours a day, every day. But if you need to speak to a specialist, we're available between 8:30am and 7:30pm, Mondays to Fridays; between 8:30am and 1:00pm on Saturdays, except on public holidays.
HSBC MPF member hotline: +852 3128 0128
Find out more
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