!
Top of main content

Foreign Currency Time Deposit

Save in up to 10 currencies and earn more interest than in a savings account. You can open an account with as little as the equivalent of USD2,000.

  • Choose from the following currencies – Australian dollar, Canadian dollar, euro, Japanese yen, New Zealand dollar, pound sterling, Singapore dollar, Swiss franc, Thai baht and United States dollar
  • Receive interest half-yearly (for deposit periods of 18 months or more) or at maturity
  • Access your money using your ATM card, at branches, via phone or online
  • Choose a deposit period between one week and 36 months
  • Enjoy a preferential interest rate based on your integrated account type, deposit amount, deposit period and Total Relationship Balance
  • A range of renewal options when your deposit matures


How to apply

New customers

Visit a branch with the required documents

Book an appointment

Call: 2233 30002233 3000

HSBC Personal Internet Banking customers

Log on

How to apply

New customers

Visit a branch with the required documents

Book an appointment

Call: 2233 30002233 3000

HSBC Personal Internet Banking customers

Log on

Foreign Currency Savings Account

Manage your savings across different currencies flexibly and earn interest on your account balance.

Hong Kong Dollar Time Deposit

Lock your money away and earn interest at an attractive rate.

Renminbi Time Deposit

Convenient renminbi services make it easy to maintain ties to China while earning higher interest for depositing your savings for a fixed.

Contact us

By phone

HSBC Premier customers call
(852) 2233 3322 (852) 2233 3322

HSBC Advance customers call
(852) 2748 8333 (852) 2748 8333

Other customers call
(852) 2233 3000 (852) 2233 3000

At an HSBC branch

Find your nearest branch

Tweet us

@HSBC_HK

REQUEST AN APPOINTMENT

Risk Disclosure Select to Expand Select to Collapse

Currency conversion risk - the value of your foreign currency and renminbi deposit will be subject to the risk of exchange rate fluctuation. If you choose to convert your renminbi deposit to other currencies at an exchange rate that is less favorable than the exchange rate in which you made your original conversion to renminbi, you may suffer loss in principal.
Renminbi is currently not freely convertible and subject to regulatory restrictions (which might be changed from time to time). For personal customers who are Hong Kong residents, conversions conducted through renminbi deposit accounts with banks in Hong Kong are subject to the limit of up to RMB20,000 per person per day. Personal customers who are Hong Kong residents should allow time for conversion of renminbi from/to another currency of an amount exceeding the daily limit. Non-Hong Kong residents are not required to observe the corresponding limits and requirements regarding renminbi conversions for Hong Kong residents.