Instant approval4 on HSBC HK App and Reward+
Combine current credit card statement or unbilled purchase transactions into one instalment plan respectively5
Minimum instalment amount of HK$1,0005
Flexible repayment period: 6-60 months for monthly handling fee / 6 or 12 months for one-off handling fee
3 steps online application
Example – calculation of monthly repayment amount for the Spending Instalment Plan
Assume repaying a credit card transaction of HKD50,000 by 60 months with a monthly handling fee of 0.18%, daily handling fee is only HKD3.00*
|Monthly instalment principal||Monthly handling fee||Monthly repayment amount|
( = HKD50,000 ÷ 60 )
( = HKD50,000 x 0.18%)
3 simple steps with instant approval4 on HSBC HK App
Product resources and services
Credit cards let you shop, have fun and enjoy a more convenient life. But they can do more than that if you know how to use them wisely. Here's how to use your credit card to manage your budget.
Cash Instalment Plan
Extra cash and financial flexibility to realise your personal goals. Convert your available credit limit into instant cash or transfer the outstanding balance from other credit cards to your HSBC credit card account.
To borrow or not to borrow? Borrow only if you can repay!
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