Example – calculation of monthly repayment amount for the Spending Instalment Plan
Assume repaying a credit card transaction of HKD50,000 by 60 months with a monthly handling fee of 0.18%, daily handling fee is only HKD3.00*
|Monthly instalment principal||Monthly handling fee||Monthly repayment amount|
( = HKD50,000 ÷ 60 )
( = HKD50,000 x 0.18%)
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Product resources and services
Enjoy 3-month handling fee rebate of Spending Instalment Plan for transactions at selected merchants.
Credit cards let you shop, have fun and enjoy a more convenient life. But they can do more than that if you know how to use them wisely. Here's how to use your credit card to manage your budget.
Cash Instalment Plan
Extra cash and financial flexibility to realise your personal goals. Convert your available credit limit into instant cash or transfer the outstanding balance from other credit cards to your HSBC credit card account.
To borrow or not to borrow? Borrow only if you can repay!
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