Don’t let an accident get in the way of your plans for your family. With AccidentSurance – our comprehensive accident insurance – you can ensure your family’s financial security whatever happens. Our accident insurance provides a cash lump sum benefit in the case of serious injury through personal accident, as well as paying towards medical expenses relating to an accident.
Key benefits
- Choose 2 levels of accident insurance cover to suit your budget and your needs
- Up to HKD 2 million cash lump sum benefit if any insured persons are dead or permanent and totally disabled from accidents in private car or common carrier
- Get 30% of the premiums you have paid back in cash if you don't claim for 5 consecutive years
- Access to over 250 hospitals in mainland China with the China Hospital Deposit Guarantee Card
Get a quote?
By phone
Need to make a claim?
Claim online anytime. Or claim over the phone or at an HSBC branch.
Use our calculator to find out how much you’ll pay.
Summary of cover
Manage your policy
Manage your policy online
At HSBC, we understand life never stands still. Which is why you can make changes to your policy online anytime.
It's easy to:
- check or review your policy details
- change your payment instructions, including your premium payment account, payment method or payment frequency
You can also call our Insurance Service Hotline at (852) 2867 8678.
Make a claim
Sometimes life doesn't go according to plan and you'll want to make an insurance claim as soon as possible.
You may submit a claim online anytime or call our claims hotline on (852) 2867 8678 should you require any help.
Express Claims Approval Service for any qualified case for claim amount below HK$5,000 will be processed immediately and claims payment will be approved within 2 working days upon receipt of all required documents as may be required by AXA General Insurance Hong Kong Limited (AXA). Should further information be required, AXA will send a follow up letter to the claimant within 5 working days.
Related products

FirstCare Medical Insurance
Make sure you can get medical help quickly wherever you are with our comprehensive FirstCare medical insurance.

Hospital Cash Insurance
Receive daily cash payments to support you financially if you need to stay in hospital, so that you can focus on your recovery.