Our Wealth Portfolio Lending offers you additional liquidity based on your assets with HSBC. You can use a variety of assets in flexible combinations as collateral.
It's a cost-effective, high-value lending facility to help you meet your liquidity and investment needs.
- No application fee
- Interest rates as low as Our Best Lending Rate minus 2.55 %
- Lending facility of up to HKD40 million, subject to eligibility criteria
Features & benefits

Stay liquid without cashing out
Access funds for various needs, such as tax payments, purchasing property, or financing your business, without having to liquidate your investments.

Take advantage of your overall wealth
Make the most of your total assets to exploit short-term investment opportunities, within and outside of HSBC.

Wide range of accepted collateral
Including Time Deposits, Bonds, Certificates of Deposit, HK Listed Equities and Unit Trusts.

Competitive fees
No application fee and competitive borrowing costs.1 See our current pricing information here (PDF)
Here's how it works
You currently hold assets worth HKD15,000,000 in market value as eligible collateral. Based on the Advance Ratio applicable to each eligible asset, your maximum credit limit is HKD 9,000,000. See list of eligible collateral here (PDF).
Once the facility is granted, you are eligible to use HKD cash amount anytime within the facility limit.
Existing account balance |
---|
HKD 15,000,000 |
Existing account balance | HKD 15,000,000 |
---|
Amount of eligible collateral | Maximum credit limit |
---|---|
HKD 15,000,000 | HKD 9,000,000 |
Amount of eligible collateral | HKD 15,000,000 |
---|---|
Maximum credit limit | HKD 9,000,000 |
Important information
Is Wealth Portfolio Lending the right solution for you?
Not yet a Jade client? Join the exclusive world of HSBC Jade.
To help us better understand your needs, please contact us to arrange an appointment.
Already a Jade Client?
Talk to your dedicated Jade Director to find out more.
How to qualify
HSBC Jade is a privileged and personalised service for clients who maintain Total Relationship Balance of at least HKD7.8M with us in Hong Kong. Terms and Conditions apply.
Discover more about what HSBC Jade can do for you

Time deposits
Place deposits with rates exclusive to HSBC Jade clients

Preferential pricing
Enjoy exclusive offerings on FX, stocks, and bonds to enhance your wealth management needs

Unit trusts investment financing
Leverage your initial investment within a wide selection of unit trusts, giving you the potential for maximal yields and returns

Dedicated bonds services
Gain access to newly-issued bonds from well-recognised issuers in primary and secondary markets