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Wealth Portfolio Lending

Looking for extra cash flow for short-term liquidity needs and investment opportunities?

Our Wealth Portfolio Lending offers you additional liquidity based on your assets with HSBC.  You can use a variety of assets in flexible combinations as collateral.

It's a cost-effective, high-value lending facility to help you meet your liquidity and investment needs.

  • No application fee

  • Interest rates as low as Our Best Lending Rate minus 2.55 %

  • Lending facility of up to HKD40 million, subject to eligibility criteria

Features & benefits

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Stay liquid without cashing out

Access funds for various needs, such as tax payments, purchasing property, or financing your business, without having to liquidate your investments.

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Take advantage of your overall wealth

Make the most of your total assets to exploit short-term investment opportunities, within and outside of HSBC.

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Wide range of accepted collateral

Including Time Deposits, Bonds, Certificates of Deposit, HK Listed Equities and Unit Trusts.

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Competitive fees

No application fee and competitive borrowing costs.1 See our current pricing information here (PDF)

Here's how it works

You currently hold assets worth HKD15,000,000 in market value as eligible collateral. Based on the Advance Ratio applicable to each eligible asset, your maximum credit limit is HKD 9,000,000. See list of eligible collateral here (PDF).

Once the facility is granted, you are eligible to use HKD cash amount anytime within the facility limit.

Eligible investment account balance

Existing account balance
HKD 15,000,000

Eligible investment account balance

Existing account balance HKD 15,000,000

Based on the Advance Ratio applicable to each eligible asset

Amount of eligible collateral Maximum credit limit
HKD 15,000,000 HKD 9,000,000 

Based on the Advance Ratio applicable to each eligible asset

Amount of eligible collateral HKD 15,000,000
Maximum credit limit HKD 9,000,000 

The interest rate offered depends on the Best Lending Rate (BLR), which is the prevailing rate quoted by HSBC, and may change from time to time.

"To borrow or not to borrow? Borrow only if you can repay!" 

Is Wealth Portfolio Lending the right solution for you?

Not yet a Jade client? Join the exclusive world of HSBC Jade.

To help us better understand your needs, please contact us to arrange an appointment.

Already a Jade Client?

Talk to your dedicated Jade Director to find out more.

How to qualify

HSBC Jade is a privileged and personalised service for clients who maintain Total Relationship Balance of at least HKD7.8M with us in Hong Kong. Terms and Conditions apply.

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