Our Unit Trusts Investment Financing allows you to leverage your initial investment within a wide selection of unit trusts. The ability to leverage your investments gives you the potential for maximal yields and returns.
Don't let great investment opportunities slip by. Grow your wealth and enjoy higher yields with the capital you have on hand, with minimum investment requirements as low as HKD10,000 (or equivalent).
Features and benefits
- Higher potential yields and returnsPotential for higher yields and gains from investment with leverage
- Greater investment flexibilityTake advantage of timely market opportunities with additional purchasing power using leverage. Once you've opened and funded your Investment Financing account, you'll have access to a loan facility with no additional approval required.
- Wide range of eligible investment productsA broad selection of unit trusts denominated in HKD and USD, designed to meet income and yield enhancement objectives, including open-end funds such as equity dividend, fixed income, and income driven multi-asset funds. See our List of Eligible Unit Trusts for Investment Financing here [PDF, 999KB].
- Competitive interest rates1Lower borrowing costs allow you to profit from interest differentials when you make high-interest investments. See our current pricing information here [PDF, 337KB].
- No additional fees or charges2Free and easy application at no extra cost
Here's how they work
Let's say you have HKD1,000,000 and you want to purchase an eligible Unit Trusts Investment Financing fund with a Margin Ratio of 60%.
You can leverage your initial investment to receive an additional investment loan of HKD1,500,000, giving you a total of HKD2,500,000 to use for this investment.
|Existing cash balance
|Existing cash balance
1The interest rate offered depends on the Best Lending Rate (BLR), which is the prevailing rate quoted by us, and may change from time to time.
2Fees and charges will be applied as established in the corresponding policy of the eligible unit trusts products defined for HSBC Jade and Premier clients.
3This service is subject to customer needs and appropriate assessment(s). This service is only available to clients holding a valid and appropriate Risk Profiling Questionnaire. In the worst case scenario with Investment Financing, it could expose you to significant losses; you may incur losses in excess of your own initial funds and your investment, and you may be required to repay the Investment Loans in full.
"To borrow or not to borrow? Borrow only if you can repay!"
Contact your Jade Director or Premier Relationship Manager to enjoy superior financial flexibility with our Investment Financing loan.3
Upgrade your banking experience. Join HSBC Jade or Premier today.
Book an appointment
To help us better understand your needs, simply arrange an appointment with us.
We'll answer any queries you might have through a phone call.
- HSBC Jade Dedicated Service Line: (852) 2233 3033
- HSBC Premier dedicated hotline: (852) 2233 3322
Need further information?
Are you eligible?
To apply, you need to be:
- an HSBC Jade / Premier customer
HSBC Jade / HSBC Premier eligibility requirements
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