Loans
Lending to help you reach your financial goals and make the most of life.
Apply online to enjoy exclusive rebates of up to $12,000[@loans-hkd4500-rebate-offer] and APR as low as 1.88%!
Types of loans
Consolidate your other loans and credit card balances into a high loan amount of up to 23 times your monthly salary or HKD3 million (whichever is lower) without any handling fees
Enjoy a preferential rate by consolidating your other loans and credit cards balances now
Apply successfully to enjoy an introductory APR as low as 2.92%[@loans-introrate] for the first 3 months.
Borrow a part of or up to all of the principal from what you’ve repaid on your existing loan, without having to reapply
Enjoy preferential financing rates as you pay for your electric vehicle.
What to know before you borrow
Read and find out what you should consider before you apply for a loan.
Look at what APR means, why it’s important, and how it's calculated for loans.
Learn how to make your premium payments more flexible and earn credit card rewards as you go.
Wedding expenses can be stressful. Learn about money tips for brides and grooms.
Sudden medical expenses can strain your finances. Learn about medical fees and financial options to focus on getting better.
Find out more about tax loans to increase cash flow and manage finances with ease.
Need help?
Find the application and servicing forms you need to take out a loan, and the terms and conditions for the loan
Find a suitable lending product to match with your specific needs by answering a few simple questions
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Notes
To borrow or not to borrow? Borrow only if you can repay!