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Renminbi Savings Account1

Save flexibly and manage your renminbi in ways to suit you, while earning interest on your balance.

  • Access your money 24 hours a day using your ATM card, via phone or online
  • Complete your transactions with renminbi transfer, exchange and remittances services
  • Earn bonus interest2 on your account if your Total Relationship Balance is HKD1,000,000 or above
  • Set up standing instructions3to complete regular remittances automatically
  • Personalised service at HSBC branches in Hong Kong and China

1 All customers can open an Renminbi savings account at HSBC branches in Hong Kong. HSBC Premier customers can also apply for Renminbi savings service via our 24-hour manned phonebanking service. No delegation arrangement is allowed for Renminbi accounts. Renminbi notes deposit and withdrawal service accepts Renminbi notes of RMB50 denomination or above only.
2 The balance of Renminbi savings account will be included in the calculation of the Total Relationship Balance. Bonus interest rate will be applied if the customer's Total Relationship Balance is over HKD1 million. When calculating the credit limit of secured HKD overdraft for HSBC Premier, HSBC Advance or Personal Integrated Account customers, the current advance ratio of Renminbi deposits is 90%. The use of secured overdraft is subject to the relevant terms and conditions.
3 HSBC Premier customers can also set up standing instructions via our 24-hour phonebanking service.

How to apply

Visit a branch with the required documents

Book an appointment

Call: 2233 30002233 3000

Transfers and payments

Transfer funds to any account in Hong Kong and around the world easily, securely and quickly.

Foreign currency management tools

Ways to bank with HSBC

Manage your money online, via ATM, phone or at an HSBC branch

Renminbi Time Deposit

Convenient renminbi services make it easy to maintain ties to China while earning higher interest for depositing your savings for a fixed term.

Renminbi Current Account

Straightforward day-to-day banking in renminbi.

Hong Kong Dollar Savings Account

Access your savings whenever you need them, and earn interest at the same time.

Contact us

By phone

HSBC Premier customers call
(852) 2233 3322(852) 2233 3322

HSBC Advance customers call
(852) 2748 8333(852) 2748 8333

Other customers call
(852) 2233 3000(852) 2233 3000

At an HSBC branch

Find your nearest branch

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Risk Disclosure Select to Expand Select to Collapse

Currency conversion risk - the value of your renminbi deposit will be subject to the risk of exchange rate fluctuation. If you choose to convert your renminbi deposit to other currencies at an exchange rate that is less favorable than the exchange rate in which you made your original conversion to renminbi, you may suffer loss in principal.