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Save flexibly and manage your renminbi in ways to suit you, while earning interest on your balance.
1 All customers can open an Renminbi savings account at HSBC branches in Hong Kong. HSBC Premier customers can also apply for Renminbi savings service via our 24-hour manned phonebanking service. No delegation arrangement is allowed for Renminbi accounts. Renminbi notes deposit and withdrawal service accepts Renminbi notes of RMB50 denomination or above only.
2 The balance of Renminbi savings account will be included in the calculation of the Total Relationship Balance. Bonus interest rate will be applied if the customer's Total Relationship Balance is over HKD1 million. When calculating the credit limit of secured HKD overdraft for HSBC Premier, HSBC Advance or Personal Integrated Account customers, the current advance ratio of Renminbi deposits is 90%. The use of secured overdraft is subject to the relevant terms and conditions.
3 HSBC Premier customers can also set up standing instructions via our 24-hour phonebanking service.
Convenient renminbi services make it easy to maintain ties to China while earning higher interest for depositing your savings for a fixed term.