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Renminbi Current Account

Straightforward day-to-day banking in renminbi.

Renminbi Current Account1

Useful for people with ties to China, you can manage your transactions and issue paper cheques/ e-Cheques in renminbi.
  • Issue paper cheques/ e-Cheques in Renminbi1
  • No maximum balance
  • Access your account 24 hours a day via Mobile and Online Banking or phone banking

How to Apply




1 RMB current account for Hong Kong residents is i) to issue cheques in Hong Kong with any amount and ii) to retailers across Guangdong Province (including Shenzhen) for consumer spending with up to RMB 80,000 amount for each cheque and maximum amount of RMB80,000 in total for settlement per day. In the event that the total amount of all the cheques issued by the same customer in Guangdong Province (including Shenzhen) presented on a particular clearing day exceed RMB80,000, one or more of the cheques will be returned in order to keep the total settlement amount of the relevant cheques for the day to be within the limit of RMB80,000. A Return Cheque Fee will be levied. RMB Cheques can be issued to individuals & companies in Hong Kong with a valid RMB account which can accept RMB cheque deposits. Please check that the individual or company is willing to accept RMB Cheques as a means of payment. RMB denominated cheques issued by non-Hong Kong residents are for use in Hong Kong only and are not for use in the Mainland.

Manage your deposits


Transfer funds to any account in Hong Kong and around the world easily, securely and quickly.


Manage your money online, via ATM, phone or at an HSBC branch

Related products


A simple and flexible account that lets you manage your renminbi freely, while earning interest on your daily balance with instant access.


Convenient renminbi services make it easy to maintain ties to China while earning higher interest for depositing your savings for a fixed term.


Manage money and issue cheques for day-to-day payments.

Risk Disclosure

Currency conversion risk - the value of your foreign currency and renminbi deposit will be subject to the risk of exchange rate fluctuation. If you choose to convert your renminbi deposit to other currencies at an exchange rate that is less favorable than the exchange rate in which you made your original conversion to renminbi, you may suffer loss in principal. 

Investment involves risks. Past performance of investment products are no guide to future performance. For details of the investment products and the investment-linked insurance plan, their related fees and charges and risk factors, please refer to the individual product materials/ offering documents.