HSBC Premier Family | Premier insurance

HSBC HK
Premier
Help your family thrive

We know your family means everything to you. With HSBC Premier’s exclusive benefits, you can lead a full and rewarding life for you and your family. These benefits range from financial management to providing support for your children’s overseas education needs.

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Premier Junior Pack

Education planning

HSBC Premier provides a full range of banking and educational support services, from researching study destinations, to setting up overseas banking facilities, to helping you plan ahead for your children's overseas education. These services include:

Exclusive offers from professional education consultants – from the selection of an ideal school, to school applications to lessons and assessments
Education seminars – by professional education consultants exclusively for Premier to help you plan and prepare for your children’s overseas education
Research – A global consumer research study “The Value of Education” was commissioned by HSBC to provide you with insights on education

Aegis Advisors is the 11-year leader in IGCSE, IB, A-Level, SAT, ACT & SSAT prep and elite U.S. & U.K. boarding school and university admissions.

Complimentary Meeting with an Educational Advisor
Complimentary Mock Interview Session
Complimentary Mock Entrance Exam
Complimentary Assessment of English & Math Foundations
Complimentary 60-minute Private Tutoring Session

HSBC Premier Education Hotline: +852 3977 9090

Website: www.aegis-advisors.com

Promotion Period: 21 March 2018 - 31 December 2018

Terms and conditions apply

Amber Education provides professional consultation services on UK's elite boarding schools & over 100 universities.

30% off student visa application services

Hotline: +852 2377 7888

Website: www.amberedu.com.hk

Promotion Period: 27 September 2017 - 31 December 2018

Terms and conditions apply

With over 200 experienced consultants and tutors, ARCH guides students getting into top universities and boarding schools in the UK, US and HK.

40% off the first 1-on-1 Consultation with admissions counselors (discounted price: HK$960)
Complimentary assessment for Skills Enrichment Programs (for age 6-16)
10% discount for the first 8 academic tutoring lessons on IBMYP, IBDP, (I)GCSE, A-Level, AP, SAT, ACT, SSAT curriculum

Hotline: +852 3568 0406

Website: www.arch-education.com

Promotion Period: 27 September 2017 - 31 December 2018

Terms and conditions apply

Provider of one-stop professional and caring UK boarding school consultation service with an aim to match students' potential with the right school.

10% off United Kingdom Independent School Entry Test (UKiset)

Hotline: +852 3702 6372 / +852 3702 6389

Website: www.britannia-study.com

Promotion Period: 27 September 2017 - 31 December 2018

Terms and conditions apply

CANA delivers high quality tutorial lessons and examination preparatory courses led by an expert team of IB examiners and top UK/US university graduates.

1 hour complimentary consultation
Complimentary assessment on IB, (I)GCSE, GCE A-Level, AP, SAT, ACT, LNAT, UKCAT, BMAT and primary curriculum
5% off discount for lessons at CANA in the first 30 days

Hotline: +852 2302 6500 / +852 2459 9718

Website: www.canaelite.com

Promotion Period: 27 September 2017 - 31 December 2018

Terms and conditions apply

Setting up overseas banking

You can set up overseas banking accounts with personal assistance from our International Banking Centre (IBC), in any country where HSBC operates. HSBC Premier customers can enjoy this service free and enjoy Premier status anywhere¹
You can manage all your HSBC accounts around the world with a single log-in via Personal Internet Banking, and enjoy near-real time money transfers between self-named accounts with preferential exchange rates², and no processing fee, through the Global View and Global Transfers service

Comprehensive support for your children

Your children can open an HSBC bank account in most countries they may be visiting or studying, through our IBC³ and obtain an ATM card⁴ prior to their departure to give you peace of mind
You can apply for a supplementary Premier credit card⁵ in Hong Kong for your children so they can enjoy the same level of privileges and emergency support as you enjoy
You can count on us to offer your children assistance through emergency card replacement⁶ and emergency encashment⁷ for access to instant cash up to USD2,000 from 8,500 HSBC outlets worldwide

¹ Customer is required to meet the minimum Total Relationship Balance requirement of HSBC Premier in the home country.

² Foreign exchange buy/sell spread is applicable if the transaction involves a currency conversion, including cases where the currencies are pegged.

³ Service charge for international account opening through IBC:

- Premier customers - Free of charge

- Non-Premier customers - Charges apply (please refer to the Bank Tariff Guide or contact IBC staff for details)

⁴ This is subject to the local age requirement for ATM card service.

⁵ To apply for a supplementary card, the parents are required to be the primary cardholders of Premier MasterCard credit card and the children are required to be aged 16 or above.

⁶ Service operated by MasterCard® Worldwide and its appointed agent/third party service provider.

⁷ Emergency encashment services are available to HSBC Premier customers and their family members who have an account with any member of the HSBC group and subject to local regulations. “Family member” means immediate family member including spouse, parents and any dependent (namely, sons, daughters, anyone the customer has legal guardianship over). The eligibility of the family members for this service is subject to our sole determination. In case of disputes in relation to the use of this service, our decision shall be final and conclusive.

Protection for the family

Insurance

We provide a broad range of insurance products so your family can thrive with complete peace of mind. These include:

Home contents insurance – covering personal liability for customer and family, and coverage when outside Hong Kong
Medical insurance: a comprehensive range of medical cover options for you and your loved ones

Find out more on our comprehensive insurance products

Premier mortgages

We offer a range of mortgage solutions and flexible repayment options to meet your needs whether you are buying, trading up, or refinancing your properties

Enjoy waivers on selected mortgage fees and charges¹
Deposit-linked Mortgage: provides a preferential savings interest rate up to an amount equal to 50% of the remaining balance on your mortgage. Both you and your spouse are eligible to enjoy the preferential savings interest rate giving you more flexibility to manage family finances
Flexible mortgage arrangement to suit your family’s home ownership needs²: you can have family members supporting the mortgage by acting as guarantor or joint applicant. We also accept tri-party mortgage to give you the choice of having different family members acting as mortgagor and borrower

Find out more on our comprehensive mortgage products

¹You may contact your Premier Relationship Manager to learn more about the waivers on selected mortgage fees and charges.

²For more details, please contact your Premier Relationship Manager (Retail Banking).

Shared Premier Status

HSBC Premier provides different types of accounts for your children, so they can start their wealth management planning and enjoy the same services and privileges both locally and overseas.

Premier Junior Pack¹

To give your children aged below 18 a head start in financial management. Both you and your children can benefit from:

Fund transfers between your accounts under HSBC Premier and the Junior Pack so you can allocate your funds flexibly
Cash Cards for your children, so they can easily withdraw cash from their Junior Pack current account all over the world via the HSBC Group's ATM network² , while you retain ultimate control over the account. You can save on Telegraphic Transfers charges when your children are studying abroad
A separate statement for the Junior Pack account for your children to understand the fundamentals of finances under your guidance
At your request, the same Relationship Manager will be assigned to look after your portfolio under Premier as well as Junior Pack
Probate Bypass Trust: An optional solution for parents to pass on their wealth to their children, giving you and your family added peace of mind

Premier for Next Generation

Open a new Premier Joint Account with your children aged 18 -21 so they can enjoy a wide range of privileged banking services at home or overseas. Exclusive privileges include:

Enjoy a Below Balance Fee waiver for the first 4 years³
Exclusive access to HSBC Premier Centres worldwide with support from a dedicated team of Relationship Managers for your wealth management and banking needs
A new HSBC bank account with no opening charge in selected countries/regions you may be visiting or where you children may be studying, and an ATM card⁴ prior to departure
Money transfers between your accounts globally at no charge with Global Transfer

¹Junior Pack is only available to children and/or grandchildren (under 18 years of age) of HSBC Premier customers. Premier customers are required to maintain a Total Relationship Balance of HKD1,000,000 or above to be eligible for this service.

²The UnionPay ATM chip card can access worldwide HSBC ATMs, except HSBC ATMs in Argentina, France, Greece, Malta, Mexico, New Zealand and Turkey.

³To be eligible for the offer of 48 months Below Balance Fee waiver for the new Premier joint account with your parent, your parent must hold a prevailing Premier account with last 3 months’ average total relationship balance not less than HKD1million or its equivalent. At the time of opening the Premier joint account, you must be between the age of 18-21. During the 48 months Below Balance Fee waiver period, your joint account parent must continuously maintain his/her prevailing Premier account with average total relationship balance at HKD1million or above. Terms and conditions apply.

⁴ATM card service is available subject to prevailing local age requirement.

Discover the fuller life stories of our customers

Donnie Yen - International Superstar: HSBC Premier customer since 2004

Planning for his children's education

Outside the film business, my biggest achievement has definitely been my family. Since the kids were born, I've dedicated myself to paving the way for them to enjoy a life that's both full and rewarding. The international products offered by HSBC Premier have allowed us to cultivate good financial habits in our kids and helped us plan their education.

Apply today

Upgrade online

Existing HSBC Advance or Personal Integrated Account holders can upgrade to Premier online*.

Upgrade online in 4 simple steps* This link will open in a new window

*Applicable to customers who meet the minimum Total Relationship Balance. Click here [PDF] for the guide to upgrading online.

Apply at any branch

If you are new to HSBC, just bring some identification, proof of your address, and a recent bank statement to any of our branches**.

Book an appointment This link will open in a new window

**For details, please refer to our notes for account application.

By phone

Call us on (852) 2233 3377

Discover more exclusive Premier products and services

Managing your family's wealth

Access a wealth of financial expertise

Expand your global opportunities

Enjoy international banking services and Premier privileges wherever you go

Enjoy a privileged life to the full

Make the most of HSBC Premier

Contact us

By phone

Existing HSBC Premier customers call
(852) 2233 3322

Apply for HSBC Premier call
(852) 2233 3377

At a HSBC branch

Find a HSBC Premier Centre, branch and your nearest Express Banking location This link will open in a new window

Premier Centre Worldwide This link will open in a new window

Digital counter services

HSBC Premier customers can see when the counter is available, get a ticket and book a counter-service appointment, all before arriving at an HSBC Premier Centre.

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