One account for all your banking needs
Presenting an all-in-one account with convenient self-service banking and the latest financial tools.
- No minimum balance requirements or monthly account fees
- An all-in-one account consolidating savings, foreign currencies, time deposits and investments, you can view your finance in one statement
- Manage your account and perform transactions using mobile banking, online banking, express banking, over the phone and in the branch
- FlexInvest makes it easy to get you started of your investment with just HKD100. There are 10 funds for you to pick
Open an Account Today
New HSBC Customers
Existing HSBC Customers
*Remarks: Application via mobile app is only applicable to permanent Hong Kong residents aged 18-65 who do not currently hold any HSBC banking or investment accounts and credit card.
At your service 24/7
Check your balances, make transfers or pay bills at the click of a button on your mobile phone.
Anytime you need support, our agents are available via call or live chat 24/7 to help you with any queries.
Start building your wealth
Apart from just earning interest on your savings, you’ll also be able to invest in stocks, trade currencies, take out insurance or apply for loans and mortgages – all from one bank account.
Earn online spending rewards
With the HSBC Red Credit Card, earn RewardCash rebates of 4% for online purchases, 2% at supermarkets and 1% for all other local and overseas purchases.
See how Personal Integrated Account differs from our accounts
How to apply
- If you already have an account with us, all you have to do is log on to online banking and follow the steps to upgrade to a Personal Integrated Account.
- If you don't have an account with us, make a visit to your nearest branch with the required documents. [PDF]
- Download the HSBC HK Mobile Banking app and you can open a new account in less than 10 minutes*.
Get the HSBC HK Mobile Banking app and open your account now.
Make the most of your account with our convenient apps
PayMe from HSBC
Hong Kong's social payment app lets you pay anyone instantly.
SVF License Number: SVFB002
Trade stocks with our mobile app
Note: The app has been specially built for our Hong Kong customers. You must be an investment account holder to use this app.
To borrow or not to borrow? Borrow only if you can repay!