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HSBC Advance

At HSBC, we’d never claim to play a starring role in your successes, but we’re here to support them in every way we can.
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Why join Advance?

Whether you’re switching careers, starting a family or moving abroad, HSBC Advance is designed to help you through all life’s changes.

How HSBC Advance can help you

Priority services

  • Priority counter services at branches1
  • Dedicated 24/7 manned Phonebanking service hotline (852) 2748 8333

 

Internet Banking and Mobile Banking

  • Check your balances, statements, make payments and manage your money conveniently
  • Transfer internationally to your self-named HSBC accounts around the world with preferential exchange rates
  • Online tools to help you plan your investment, manage your finance and keep abreast the latest market information. Trade stocks and utilize FX Order Watch Trading Services to capitalise investment opportunities
  • Online purchase general insurance plans and application of cards and loans
  • With FPS+, you can make instant payments to individuals and merchants.

 

Download HSBC HK Mobile Banking app now to manage your finance on the go.

Apply for an HSBC Advance Account

Simply maintain a Total Relationship Balance of HKD200,000 or more,which includes your deposit balances, investments, utilised credit facilities, life insurance with savings or investment component, HSBC MPF balances and HSBC ORSO Defined Contribution Scheme balances (which are administered by HSBC Life (International) Limited).

For the first 12 months9 after opening your account, you will be able to enjoy a waiver of the Below Balance Fee.

Below Balance Fee

Total Relationship Balance over the past 12 months is less than HKD200,000 - HKD120 per month

Note: The below balance fee applies to each Integrated Account you hold.

Upgrade online

Only applicable for existing HSBC Integrated Account customers.

Contact us

Application hotline: (852) 2233 3722

HSBC Advance customers call: (852) 2748 8333

To borrow or not to borrow?
Borrow only if you can repay!

 

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1 Excludes Bonham Road, Cheung Chau, Discovery Bay, Peng Chau, Silvermine Bay, the University of Hong Kong, Yung Shue Wan, Cathay Bay City and Sky Plaza. Services of Priority Counter Services will be updated from time to time. Please visit HSBC website for the branch and Express Banking locations.

2 Cardholders are entitled to receive an extra 5X RewardCash with respect to eligible online or overseas transactions upon completion of registration and meeting of spending requirement in each phase, and the respective extra RewardCash will be awarded from the phase in which the cardholder makes the registration. The total maximum amount of extra RewardCash on eligible online transactions and eligible overseas transactions to be awarded to each cardholder in each phase is $300 RewardCash. Please visit https://www.redhotoffers.hsbc.com.hk/en/latest-offers/red-hot-online-and-overseas-spending-rewards/ for details of "Red Hot Online & Overseas Spending Rewards" programme.

3 For eligible cardholders who have registered for the "Red Hot Rewards of Your Choice" programme and allocated an extra 5 times RewardCash to either the "China Spending" or the "Overseas Spending" category, in addition to the basic 1 time RewardCash and the extra 5 times RewardCash earned under this promotion, they can receive "up to 11 times RewardCash". Please visit www.hsbc.com.hk/rewards. for details of "Red Hot Rewards of Your Choice" programme.

4 Eligible Customers for Hong Kong Securities Offer, China A Shares Offer and U.S. Stock Offer will enjoy the Hong Kong Securities Offer and SSE A Shares Offer and U.S. Stocks Offer respectively for all Eligible Transactions within 3 months from the opening date of HSBC Advance Investment Services Account or until the total cumulative standard brokerage fee reaches HK$3,500 for HSBC Advance Eligible Customers. All subsequent transactions will be subject to standard brokerage fees. Other transaction fees / charges / levy still apply. Terms and Conditions apply.

5 The SMIP Offer is effective from 28 June 2010 until further notice (the "Promotional Period"). Customers can enjoy the brokerage fee waiver, inclusive of standard brokerage fee of 0.25% and all transaction related charges: Securities and Futures Commission transaction levy, Hong Kong Exchanges and Clearing Limited trading fee and stamp duty, deposit transaction charge and Central Clearing and Settlement System fee. The SMIP Offer is applicable to all new and existing investment customers of HSBC who have any existing SMIP or set up a new SMIP during the Promotional Period through any channel (including branches). Terms and Conditions apply.

6 Applicable to the first new set up of Unit Trust Monthly Investment Plan and subject to monthly contribution cap at HKD10,000. Please refer to the applicable terms and conditions for details.

7 New HSBC Premier customers and new HSBC Advance customers can enjoy initial charge as low as 1% and 1.5% respectively for open-end funds. The offer is applicable to the first lump sum subscription order within six months after opening the new integrated accounts.Terms and conditions apply (5-page PDF 482KB). [PDF]

8 FX Order Watch Trading Services is exclusively provided to HSBC Premier and HSBC Advance customers only. The services are only applicable for integrated accounts, HKD/FCY Statement Savings Accounts and HKD Current Account, except Multiple Currencies Savings accounts or HK Dollar Passbook Savings accounts. Customers can trade via FX Order Watch Trading Services from Monday 5 am HKT to Saturday 4 am HKT during summer time (US daylight saving), and Monday 5 am HKT to Saturday 5 am HKT during winter time (non-US daylight saving).

9 Customers can enjoy a waiver of the below balance fee for the first 12 months after joining HSBC Advance. Afterwards, if a customer’s Total Relationship Balance (TRB) over the past 3 months is below HKD200,000 (or the equivalent in foreign currency), a below balance fee of HKD120 per month will be levied. The monthly below balance fee applies to each Advance account. Customers who have previously held an Integrated Account – HSBC Premier and/or Integrated Account - HSBC Advance (whether as sole accountholders or joint accountholders) in the past 9 months prior to the new Advance account opening/conversion month, will not be eligible for this offer and will enjoy first 3 months below balance fee waiver.

 

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A. Applicable to HSBC Premier and HSBC Advance customers upon application.

B. Terms and conditions apply to the designated hotel stay offers. For details, please refer to https://www.redhotoffers.hsbc.com.hk/en/yro/?cardType=Others&spendingCat=Travel+%26+Lifestyle&fbc=AMH_RBWM_OFF_MINI_M_YRO_010

C. Terms and conditions apply to the designated hotel stay offers. For details, please refer to https://www.redhotoffers.hsbc.com.hk/en/yro/?cardType=Others&spendingCat=Travel+%26+Lifestyle&fbc=AMH_RBWM_OFF_MINI_M_YRO_010

D. New HSBC Premier customers and new HSBC Advance customers can enjoy initial charge as low as 1% and 1.5% respectively for open-end funds. The offer is applicable to the first lump sum subscription order within six months after opening the new integrated accounts. Terms and conditions apply (5-page PDF 482KB). [PDF]

E. Excludes Bonham Road, Cheung Chau, Discovery Bay, Peng Chau, Silvermine Bay, the University of Hong Kong, Yung Shue Wan, Cathay Bay City and Sky Plaza. Services of Priority Counter Services will be updated from time to time. Please visit HSBC website for the branch and Express Banking locations.

F. Minimum total relationship balance refers to the rolling average for the previous three months.

G. The monthly below balance fee applies to each Integrated Account held by the customer.