Open a new HSBC Advance account today with no below balance fee.
Why join Advance?
Priority services: priority counter services at branches, dedicated 24/7 Phonebanking service and secured Internet and Mobile banking
Exclusive preferential pricing and rewards from investments and insurance products, mortgage, lending to basic banking service
Dedicated financial experts provide you with up-to-date market information and financial solutions tailored to your needs
How HSBC Advance can help you
- Priority service and digital banking
- Preferential rates and rewards
- Comprehensive financial management solutions
- Priority counter services at branches1
- Dedicated 24/7 manned Phonebanking service hotline (852) 2748 8333
Internet Banking and Mobile Banking
- Check your balances, statements, make payments and manage your money conveniently
- Make instant transfers between your accounts and third-party HSBC accounts8 abroad with preferential processing fees9 and exchange rates via HSBC Global Transfers
- Online tools to help you plan your investment, manage your finance and keep abreast the latest market information. Trade stocks and utilize FX Order Watch Trading Services to capitalise investment opportunities
- Online purchase general insurance plans and application of cards and loans
- With FPS, you can make instant payments to individuals and merchants.
Download HSBC HK Mobile Banking app now to manage your finance on the go.
Priority service and digital bankingExpanded, press enter to collapse Collapsed, press enter to expand
Preferential rates and rewardsExpanded, press enter to collapse Collapsed, press enter to expand
Comprehensive financial management solutionsExpanded, press enter to collapse Collapsed, press enter to expand
See how HSBC Advance differs from our other accountExpanded, press enter to collapse Collapsed, press enter to expand
Apply for an HSBC Advance Account
EligibilityExpanded, press enter to collapse Collapsed, press enter to expand
Maintain your Total Relationship Balance at HKD200,000 or above to enjoy HSBC Advance value-added services and privileges. We will review your account from time to time and in case your Total Relationship Balance is below HKD200,000, we may notify you in advance to convert your account to Personal Integrated Account.
To borrow or not to borrow?
Borrow only if you can repay!
1 Excludes Bonham Road, Cheung Chau, Discovery Bay, Peng Chau, Silvermine Bay, the University of Hong Kong, Yung Shue Wan, Cathay Bay City and Sky Plaza. Services of Priority Counter Services will be updated from time to time. Please visit HSBC website for the branch and Express Banking locations.
2 Eligible Customers for Hong Kong Securities Offer, China A Shares Offer and U.S. Stock Offer will enjoy the Hong Kong Securities Offer and SSE A Shares Offer and U.S. Stocks Offer respectively for all Eligible Transactions within 6 months from the opening date of HSBC Advance Investment Services Account or until the total cumulative standard brokerage fee reaches HK$5,000 for HSBC Advance Eligible Customers. All subsequent transactions will be subject to standard brokerage fees. Other transaction fees / charges / levy still apply. Terms and Conditions apply.
3 The SMIP Offer is effective from 28 June 2010 until further notice (the "Promotional Period"). Customers can enjoy the brokerage fee waiver, inclusive of standard brokerage fee of 0.25% and all transaction related charges: Securities and Futures Commission transaction levy, Hong Kong Exchanges and Clearing Limited trading fee and stamp duty, deposit transaction charge and Central Clearing and Settlement System fee. The SMIP Offer is applicable to all new and existing investment customers of HSBC who have any existing SMIP or set up a new SMIP during the Promotional Period through any channel (including branches). Terms and Conditions apply.
5 New HSBC Premier customers and new HSBC Advance customers can enjoy initial charge as low as 1% and 1.5% respectively for open-end funds. The offer is applicable to the first lump sum subscription order within six months after opening the new integrated accounts.Terms and conditions apply (5-page PDF 482KB). [PDF]
6 FX Order Watch Trading Services is exclusively provided to HSBC Premier and HSBC Advance customers only. The services are only applicable for integrated accounts, HKD/FCY Statement Savings Accounts and HKD Current Account, except Multiple Currencies Savings accounts or HK Dollar Passbook Savings accounts. Customers can trade via FX Order Watch Trading Services from Monday 5 am HKT to Saturday 4 am HKT during summer time (US daylight saving), and Monday 5 am HKT to Saturday 5 am HKT during winter time (non-US daylight saving).
7 Prior to 1 August 2019, existing customer has to maintain a Total Relationship Balance of HK200,000 or more, in order to qualify for a HSBC Advance Account. Should the Total Relationship Balance drops below HKD200,000 over the past three months, a below balance fee of HKD120 per month will be applied. The below balance fee applies to each Integrated Account.
8 Third-party overseas transfer remittances payment via HSBC Global Transfers is now available to Australia, Mainland China, Singapore, the UK and the US. This service will be extended to other countries and regions soon.
A. New HSBC Advance customers can enjoy initial charge as low as 1% and 1.5% respectively for open-end funds. The offer is applicable to the first lump sum subscription order within six months after opening the new integrated accounts. Terms and conditions apply (5-page PDF 482KB). [PDF]
B. Excludes Bonham Road, Cheung Chau, Discovery Bay, Peng Chau, Silvermine Bay, the University of Hong Kong, Yung Shue Wan, Cathay Bay City and Sky Plaza. Services of Priority Counter Services will be updated from time to time. Please visit HSBC website for the branch and Express Banking locations.