Open Banking

Link accounts with other banks to view all your balances, transactions and account activities in one place.

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Open Banking

Open Banking – an Inter-bank Account Data Sharing (IADS) initiative

Open Banking, facilitated by the Hong Kong Monetary Authority's (HKMA) IADS programme, enables the secure sharing of your deposit account data through an open API, with your consent.

To learn more about Open Banking, Watch this video (available in Chinese only) by the HKMA.

For details on the HKMA IADS initiative and participating banks, visit the Hong Kong Monetary Authority - Interbank Account Data Sharing (IADS) website.

Grant your consent in 4 steps

All in one place

Get a consolidated view of your current and savings accounts held with other banks, through the HSBC HK App – no need to log on to multiple apps.

Refresh for real-time updates

View your real-time account balances across banks and the transaction history of these accounts of up to 120 days.

Secure and easy to use

Add or remove accounts from other banks securely in just a few steps, through the HSBC HK App anytime, anywhere.

Your data security is our priority

We only link your selected non-HSBC accounts from your chosen banks to the HSBC HK App with your consent. This consent won't allow other banks to access your HSBC account information, which will remain private and secure with us.

Explore Open Banking on the HSBC HK App

View the balances of your linked accounts

Your linked account balances will appear on your homepage under "Accounts with your other banks"
Select Refresh to view the latest balances

View your real-time transactions

Select an account to view its latest transactions, with up to 120 days of transaction history
Find transactions using the date or transaction type filter, or by keyword search

Step 1: Log on to the HSBC HK App

On the homepage, select 'HSBC global or non-HSBC accounts' under 'Your products'

Step 2: Select the bank

Select the bank where the account you want us to link is held

Step 3: Select the consent period

Select how long you'll allow HSBC to access your account data

Accept the terms and conditions, then you will be directed to the other banks to select accounts

Step 4: Confirm authorisation of data sharing

Complete the process on your selected bank's website or app

You'll be taken back to the HSBC HK App once it's successful

Get the HSBC HK App now

Convenience that you can bank on

With the HSBC HK App, you can manage your banking easily, wherever you are, whenever you want. Get the app today, and discover a wide range of products and services at your fingertips.

Scan the QR code to download it

QR code to be scanned with mobile device to generate mobile app account opening page journey for sole customers.

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FAQ

Open Banking uses an open application programming interface (open API) to enable the sharing of product information and account data with your consent. Open API allows secure and efficient data communication between HSBC and our trusted third-party service providers (TSPs), including Interbank Account Data Sharing (IADS) participating banks.

Open Banking unlocks opportunities for using a wide collection of innovative apps. This includes providing a consolidated view of your various bank accounts, facilitating management of your finances and offering more personalised products and services.

With your explicit consent, participating banks can access data of the accounts you select (subject to HKMA IADS standards and your consent scope). This typically includes account existence, account status, account balance, and transaction details (transaction history). We'll only access the accounts and data types you've authorised, and only during the consent validity period.

You can grant your consent through either of the following ways on the HSBC HK App:

Go to the homepage, then select 'Your products' > 'Link a non-HSBC account'
Select the profile icon, then go to 'Open Banking consent' > 'Data from other banks'

There are 2 ways you can make these changes through the HSBC HK App:

Select the profile icon, select 'Open Banking consent' > 'Data from other banks', then choose the bank and go to 'Consent management' > 'Create new consent'
Go to the homepage, then find the 'Accounts with your other banks' section. Choose the bank, then select 'View/manage consent'. Next, go to 'Consent management' > 'Create new consent'

First, make sure that you've successfully granted consent for HSBC to access the balances of your accounts with other banks on the HSBC HK App. Next, go to the homepage and refresh it to see the latest balances under the 'Accounts with your other banks' section. You can also select an account to view its transaction history in real-time.

More FAQs

Important information

The screens displayed are for illustration purposes only. Please refer to the HSBC HK App for actual screens.

Open Banking

Open Banking – an Inter-bank Account Data Sharing (IADS) initiative

Link a non‑HSBC account and earn an HKD80 cash reward!

Key features

All in one place

Refresh for real-time updates

Secure and easy to use

Your data security is our priority

Explore Open Banking on the HSBC HK App

View the balances of your linked accounts

View your real-time transactions

Ready to get started? It's easy!

Step 1: Log on to the HSBC HK App

Step 2: Select the bank

Step 3: Select the consent period

Step 4: Confirm authorisation of data sharing

Get the HSBC HK App now

Convenience that you can bank on

FAQ

What is Open Banking?

What data can be accessed or shared via IADS?

How do I grant consent for HSBC to access the data of my accounts with other banks?

How do I renew my Open Banking consent or change what accounts HSBC has access to?

Where do I view my account balances and transactions from other banks?

Important information

Terms and conditions

Disclaimer