Enrich your wealth with comprehensive life cover
Grow your money over time
Opportunity for long-term capital growth with a guaranteed cash value at 85% of the premium you paid during the early years[@earlyyears]
Long-term life protection
Get covered for life protection up to age[@birthdaydefinition] 99
Enhanced financial security
Lock in a portion of your policy value with the plan's Policy Value Management Option[@policyvaluemanagement], for more financial certainty
Pass your wealth through generations
A chance to transfer the coverage to your loved ones[@changeoflifeinsured] with policy split option[@policysplitoption] or change of life insured. In case of juvenile policy, you can nominate a contingent policyholder[@contingentpolicyholder] so that the policy can be managed by someone you trust.
Special offers—Enjoy up to 6.15% off your first year's premium
- Enjoy up to 6.15% off your single premium when you apply for this plan. Offer ends 31 March 2023. T&Cs apply.
- [Exclusive for Well+ members] Join the “Well+ Bonus Badge” all-new “Get insured” challenge and earn an extra reward of $500 RewardCash when you apply for this plan with a designated annualized premium. Learn more at HSBC HK Mobile Banking app > Well+. Offer ends 31 March 2023. T&Cs apply.
How to apply
To apply for our Ultra Wealth Goal Insurance, you'll need to meet both of these requirements:
- the insured person is aged[@birthdaydefinition] between 15 days after birth and 70 years
- meet our criteria for nationality (country/region/territory), address and residency – which are subject to change from time to time
The HSBC Ultra Wealth Goal Insurance Plan is a whole life insurance plan with a savings element underwritten by HSBC Life (International) Limited (“HSBC Life”). It is not equivalent or similar to a bank deposit. Policyholders are subject to HSBC Life's credit risk and early surrender loss.
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HSBC Ultra Wealth Goal Insurance Plan is a whole life insurance plan with a savings element underwritten by HSBC Life (International) Limited (“HSBC Life”) which is authorised and regulated by the Insurance Authority ("IA") to carry on long-term insurance business in the Hong Kong SAR. It is not a bank deposit or bank savings plan. Please refer to the product brochure for detailed features and the policy provisions for the detailed terms and conditions.
HSBC Life is incorporated in Bermuda with limited liability, and is one of the HSBC Group's insurance underwriting subsidiaries. The Hongkong and Shanghai Banking Corporation Limited ('HSBC') is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an agency of HSBC Life for the distribution of life insurance products in the Hong Kong Special Administrative Region. This product is a product of HSBC Life but not HSBC and it is intended only for sale through HSBC in the Hong Kong SAR. If the policyholder discontinues and / or surrenders the insurance plan in the early policy years, the amount of the benefit he / she will get back may be considerably less than the amount of the premium he / she has paid. Your benefit is subject to the credit risk of HSBC Life. Your premiums paid will form part of HSBC Life's assets. You do not have any rights or ownership over any of those assets. Your recourse is against HSBC Life only.
In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between HSBC and you out of the selling process or processing of the related transaction, HSBC is required to enter into a Financial Dispute Resolution Scheme process with you; however, any dispute over the contractual terms of the above insurance product should be resolved between HSBC Life and you directly.