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HSBC Jubilee Wealth Insurance Plan

A 25-year savings insurance plan to help grow your wealth with a diversified investment portfolio and various wealth management options

Build your wealth through diverse asset allocation

Grow your wealth stably and significantly with HSBC Jubilee Wealth Insurance Plan that has a high policy value when the policy begins, and a diversified portfolio strategy including access to private asset classes. You can also fine-tune your plan with several wealth management options, to prepare for a comfortable retirement.

HSBC Premier Elite and Premier customers can contact your Premier Elite Director or Relationship Managers directly to learn more.

Key benefits

Wealth accumulation

Grow your policy value starting with 85% of the premium paid as Guaranteed Cash Value when policy begins. Plus, get more returns with the Terminal Bonus[@insurance-jwip-tb]

Long term competitive returns

Enjoy competitive returns in the long run with our diversified investment portfolio, which includes private assets classes

Flexible wealth allocation

Option to split your policy into up to 3 new policies with the Policy Split Option[@insurance-jwip-splitpolicy] from the 5th policy anniversary and flexibly manage different financial needs for different life stages

Transfer the policy coverage

You can change the insured person[@insurance-jwip-lifeinsured] unlimited number of times after the 1st policy anniversary, or nominate a contingent policyholder to manage any juvenile policies you may have

Special offers — Enjoy up to 8.5% off

  • Enjoy up to 8.5% off your first year's premium. T&Cs apply.
  • Enjoy preferential interest rate on time deposit after successfully applied for this plan. T&Cs apply.
  • Enjoy first-year premium waiver on HSBC VHIS Flexi Plan when you apply for this plan with designated premium amount. T&Cs apply.

How to apply


To apply for our HSBC Jubilee Wealth Insurance Plan, you'll need to meet both of these requirements:

  • The insured person must be aged between 15 days after birth and 75 years[@insurance-jwip-age]
  • Meet our criteria for nationality (country/region/territory), address and residency – which are subject to change from time to time


HSBC Jubilee Wealth Insurance Plan is a life insurance plan with a savings element, underwritten by HSBC Life (International) Limited ("HSBC Life"). It is not equivalent or similar to a bank deposit. Policyholders are subject to HSBC Life's credit risk and early surrender loss.

Talk with us

HSBC Premier Elite or Premier customer?

Contact your Premier Elite Director or Relationship Manager. HSBC Premier customers can also call us on (852) 2233 3322.

Find out more

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    HSBC Jubilee Wealth Insurance Plan is a life insurance plan with a savings element and non-guaranteed returns underwritten by HSBC Life (International) Limited ("HSBC Life") which is authorised and regulated by the Insurance Authority ("IA") to carry on long-term insurance business in the Hong Kong SAR. It is not a bank deposit or bank savings plan. Please refer to the product brochure for detailed features and the policy provisions for the detailed terms and conditions.

    HSBC Life is incorporated in Bermuda with limited liability, and is one of the HSBC Group's insurance underwriting subsidiaries. The Hongkong and Shanghai Banking Corporation Limited ('HSBC') is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an agency of HSBC Life for the distribution of life insurance products in the Hong Kong Special Administrative Region. This product is a product of HSBC Life but not HSBC and it is intended only for sale in the Hong Kong SAR. If the policyholder discontinues and / or surrenders the insurance plan in the early policy years, the amount of the benefit he / she will get back may be considerably less than the amount of the premium he / she has paid. Your benefit is subject to the credit risk of HSBC Life. Your premiums paid will form part of HSBC Life's assets. You do not have any rights or ownership over any of those assets. Your recourse is against HSBC Life only.

    In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between HSBC and you out of the selling process or processing of the related transaction, HSBC is required to enter into a Financial Dispute Resolution Scheme process with you; however, any dispute over the contractual terms of the above insurance product should be resolved between HSBC Life and you directly.