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HSBC Jade Debit Card; image used for HSBC Jade Debit Card page.

HSBC Jade Mastercard® Debit Card

HSBC's first multi-currency debit card with zero exchange fees

Your new international travel companion, the HSBC Jade Mastercard® Debit Card, has arrived. With a card built around 12 major currencies, you can spend locally and overseas, shop online and withdraw cash at ATMs worldwide, with zero exchange or withdrawal fees.

Why you'll love it

  • Convenient spending

    Your spending in 12 major currencies can be debited directly from the corresponding foreign currency deposits in your account, without any currency exchange. These currencies include HKD, USD, GBP, JPY, RMB, EUR, THB, AUD, NZD, SGD, CAD and CHF.

  • $0 international FX fees

    If you don't have enough FX funds in your account, your debit card will automatically conduct currency conversion to settle the transaction from your HKD account using HSBC's preferential FX rate for Jade clients, with zero exchange fees.

  • Worldwide free cash withdrawals

    Withdraw cash from HSBC Group ATMs and ATMs that carry the Mastercard/Cirrus logo anywhere in the world, for free.

From 12 September 2021

  • Earn on every purchase 

Enjoy a 0.5% cash rebate on all eligible purchases, alongside the money you'll save with $0 foreign currency handling fee.

  • Enhanced security1

Offering greater control and ease of use, you can temporarily block / unblock your card instantly or set a spending limit on your card through the HSBC HK Mobile Banking app to better safeguard your account.

  • Spend at your fingertips  

We’ve made online shopping simpler for you – you don’t even have to take out your physical card. Access your card information through the HSBC HK Mobile Banking app. You can also add it to Apple, Google and Samsung Pay to make purchases right away.

Manage FX, wherever you are

From your phone in seconds

Exchange currency instantly, 24/7, with the HSBC HK Mobile Banking app, so that before you spend on your Jade Mastercard Debit Card or withdraw cash, you would have exchanged at the best rates.

Set your own exchange rates

You can pre-set your target FX rates online, and we'll monitor the market for you. Once your target rate is reached, the selected amount and currency can be converted automatically for you.

Unlock exclusive lifestyle perks

A sunlit restaurant; image used for HSBC Mastercard Debit Card page.

Access VIP shopping lounges

Relax in 8 VIP lounges2 in major shopping hubs and get special access to the VIP Fast Lanes2 of Global Blue tax refund counters at 6 selected airports - all for free.

Lane Crawford entrance; image used for HSBC Jade Mastercard Debit Card page.

Go Platinum at Lane Crawford

Fast track your way to a Platinum membership. Spend over HKD20,000 in a day with your card to enjoy privileges such as a 10% VIP discount, early access to sales and free express delivery2.

Overlooking vineyard; image used for HSBC Jade Mastercard Debit Card page.

Get on the green for free

The HSBC Jade Golf Programme offers free green fees3 at 10 international golf clubs in China, Indonesia, Japan and Thailand, with preferential tee time bookings.

Gig stage; image used for HSBC Jade Mastercard Debit Card page.

Jet set to the hottest destinations

Planning a getaway? A night on the town? Let your dedicated HSBC Jade concierge service take care of all the details. We have inside access to free upgrades, complimentary extras and hot offers at luxury hotels and the most sought-after restaurants around the world. Available to you 24/7, start using this free service as our VIP client4.

Getting started

All HSBC Jade clients will automatically receive the HSBC Jade Mastercard Debit Card, without any need to apply. Access all the exclusive benefits, with no annual fees. 

Have more questions? Contact your dedicated HSBC Jade Director, who will be happy to help you get started.

Join the exclusive world of HSBC Jade

To help us better understand your needs, please contact us to arrange an appointment.

How to qualify

HSBC Jade is a privileged and personalised service for clients who maintain Total Relationship Balance of at least HKD7.8M with us in Hong Kong. Terms and Conditions apply.

Important information

Block the card if you lose it, and contact us to report it lost immediately to safeguard your account. When you want to spend on the card, you can change the limit in real time, whenever you need.

Offers are valid until 31 December 2021. For location details and T&Cs, please refer to the Important Notes section or contact your HSBC Jade Director.

Fees such as buggy, caddy and other applicable fees still apply. Offer valid until 31 December 2021. For location details and T&Cs, please refer to the Important Notes section or contact your HSBC Jade Director.

Please contact your dedicated HSBC Jade Director or HSBC Jade concierge service at (852) 6963 0030 for more details. To access HSBC Jade concierge service, simply provide your HSBC Jade client number printed on the back of the debit card.

Risk Disclosure:

  • Currency conversion risk - the value of your foreign currency and RMB deposit will be subject to the risk of exchange rate fluctuation. If you choose to convert your foreign currency and RMB deposit to other currencies at an exchange rate that is less favorable than the exchange rate in which you made your original conversion to that foreign currency and RMB, you may suffer loss in principal.