Families or individuals who qualify for this scheme can buy a government-subsidised flat for less than the market rates.
Get help to buy a home with ease under the Home Ownership Scheme
Call (852) 2748 8080
Use your Security Device / Mobile Security Key to log on and apply
New to HSBC, or don't have a Security Device/ Mobile Security Key?
If you're buying a qualified flat directly from the government, here's how to apply:
For eligible White Form applicants:
For eligible Green Form applicants (existing public housing tenant):
Apply for a mortgage loan by visiting any HSBC branch with the following documents:
Government Home Ownership Scheme
Private Sector Participation Scheme
Own your home sooner and save on interest or repay less in the earlier years.
To borrow or not to borrow?
Borrow only if you can repay!
1 Hong Kong Interbank Offered Rate (HIBOR) as at any date means the Hong Kong Interbank Offered Rate for the interest period of 1 month for Hong Kong Dollars quoted by The Hongkong and Shanghai Banking Corporation Limited at or about 11:00 a.m. (Hong Kong time) on such date. This HIBOR quoted by The Hongkong and Shanghai Banking Corporation Limited is not necessarily the same as HKD Interest Settlement Rates published by The Hong Kong Association of Banks.
2 Best Lending Rate (BLR) refers to the Hong Kong Dollar Best Lending Rate quoted by The Hongkong and Shanghai Banking Corporation Limited from time to time.