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MPF for members

Explore our MPF options and find out how to manage your MPF accrued benefits easily

Keep your retirement savings with us

Choose HSBC as your MPF scheme provider and enjoy more banking privileges. You can choose a scheme that fits your investment style and manage your MPF online any time.

Key benefits

Award-winning products and services

The only MPF provider in Hong Kong that has been crowned both the ‘MPF Scheme of the Year’ and ‘Employers’ Choice’ for 3 consecutive years[@mpf-rating2024]

A wide variety of funds

Choose from 20 investment options that help you diversify your investments into different markets and asset classes, or a combination of Constituent Funds that suit your risk appetite

Holistic wealth management and retirement planning

Manage both your MPF and bank accounts on a one-stop banking platform for holistic wealth management and retirement planning

Enjoy premium banking services

Your MPF accrued benefits count towards your total relationship balance[@mpf-trb]

Enjoy a bonus unit rebate of up to HKD24,500

From 1 January to 31 March 2026, enjoy a bonus unit rebate of up to HKD24,000 by consolidating and transferring MPF accrued benefits to an HSBC MPF Personal Account.

What's more, enjoy additional HKD500 bonus unit rebate when you consolidate and transfer your MPF accrued benefits to HSBC MPF via the HSBC HK App with promo code 'eMPF'[@mpf-latest-hkbchkapp].

Investment involves risks. T&Cs apply

Welcome offers and benefits

Enjoy a bonus unit rebate of up to HKD24,500 by consolidating and transferring MPF accrued benefits to an HSBC MPF Personal Account.

Tax Deductible Voluntary Contributions (TVC) account

Save towards your retirement while enjoying a maximum tax-deductible amount of HKD60,000 with Tax Deductible Voluntary Contributions (TVC).

What's more, enjoy a bonus unit rebate of up to HKD4,500 when you successfully open a new HSBC MPF TVC account and make TVC contributions with HSBC MPF or transfer TVC accrued benefits from other MPF schemes to HSBC MPF[@mpf-tvc-accrued-benefits].

 

Important information

Awarded the '2025 MPF Scheme of the Year' & '2025 Employers' Choice'[@mpf-rating2024]

The only MPF provider in Hong Kong that has been crowned both the 'MPF Scheme of the Year' & 'Employers' Choice' for 3 consecutive years[@mpf-rating2024].

Note: Scheme administration services are provided by the eMPF Platform. These include the processing of MPF scheme enrolments, contributions, and member investment instructions. They also include the transfer and withdrawal of MPF benefits, and updates to personal details.

Got questions that are not related to scheme administration services?

Meet with us

Speak with our MPF specialists who will be able to address your enquiries directly.

Write to us

You can also contact us through our online form, or you can email us at pensioncs@hsbc.com.hk.

Call us

Lines are open 24/7, every day. But if you need to speak to a specialist, you can reach one between these hours (except public holidays):

  • Mondays to Fridays, 8:30am and 7:30pm
  • Saturdays, 8:30am and 1pm

Our HSBC MPF member hotline number is +852 3128 0128.

For questions related to scheme administration services 

Please contact the eMPF Platform. They're available between these hours (except on public holidays):

  • Mondays to Fridays, 9am to 7pm
  • Saturdays, 9am to 1pm

You can call their eMPF customer service hotline on 183 2622.

For more ways to reach them, please visit the eMPF website.

Find out more

How do I make additional contributions through 'flexi-contributions'? 

How do I make additional contributions through 'tax-deductible voluntary contributions'? 

What can I do with my employee account when employment status changed? 

You may also be interested in

Employee Choice Arrangement (ECA)

 

See how to transfer your accrued benefits from your employee mandatory contributions under your current employment to your HSBC MPF member account. 

MPF personal accounts

 

Consolidate your MPF personal accounts to HSBC MPF, and manage your MPF accounts easily through a one-stop banking platform that lets you manage both your MPF and bank accounts.

HSBC MPF Constituent Funds

 

Explore our wide range of Constituent Funds, each with a different investment objective. 

Managing your personal MPF account

 

Manage your MPF needs and benefits as an employee, all in one place.

Notes

    Important information 

    The information contained here is for reference only and will be updated without notice. The provisions of the Mandatory Provident Fund Schemes Ordinance, other applicable legislation / regulations and guidelines or announcements published by the Mandatory Provident Fund Schemes Authority shall prevail with regards to information on the MPF system. If you are in doubt about the meaning or the effect of the contents of this website, you should seek independent professional advice.

    Investment involves risks. Past performance is not indicative of future performance. The value of financial instruments, in particular stocks and shares, and any income from such financial instruments, may go down as well as up. For further details including the product features and risks involved, please refer to the MPF Scheme Brochure (PDF) and the Key Scheme Information Document (PDF).