Important Risk Warning:
Additional risks are disclosed in the Risk section. Please refer to it for details.
Bonds / Certificates of Deposit
Enjoy steady income generated by the interest paid throughout the life of the Bond / Certificates of Deposit
At HSBC, we currently offer Bond/CDs issued by governments including PRC, US and HKSAR, local quasigovernment bodies, supranationals and well-known corporations around the world denominated in major currencies.
Important Notice : Updated Product Risk Rating
To keep you updated on the recent risk rating changes of Bonds / Certificates of Deposit.View detail
The annualized yield shown below represent the highest yield of the respective bond/CD category and currencies as of 17 Nov 2016.
Browse our range of bonds/CDs by quick search categories:
If you have an HSBC Premier/HSBC Advance/Personal Integrated AccountFootnote1 investment services account, or a Securities Account, you can buy/sell Bond/CDFootnote2 through any HSBC branch, our phone banking serviceFootnote3 or HSBC Personal Internet Banking.
1“Personal Integrated Account” is used interchangeably in customer communications including account statement, bank forms / advices, internet banking platform etc.
2Trading of RMB bonds is specifically designed for HSBC Premier/HSBC Advance/Personal Integrated Account customers who also hold a RMB savings account.
3Phone banking provides service to customers on selling bonds only.
For more information:
|Redemption at maturity||Waived||Waived|
|Transfer Footnote4||Into HSBC||Waived|
|Out of HSBC||Through Central Money Market Unit (CMU): HKD500 per note/bond per transfer Through Euroclear/other overseas clearing houses/bank: HKD1,000 per note/bond per transfer|
4Customers will need to pay if there are any out of pocket costs incurred.
You could lose part or all of your investment if you choose to sell your RMB bonds prior to maturity.
Effective 7 March 2016, the settlement day of Australian securities market (including bonds) will be changed to 2 business days after trade day (T+2) and will be 1 day less than the earlier process of 3 business days after trade day (T+3). For buy orders, the actual debit of the purchase amount from your account and deposit of the stocks/bonds will take place on the settlement day of T+2. Likewise, for sell orders, the sales proceeds will be credited to your account on settlement day of T+2. For enquiries, please contact HSBC Phone banking hotline (852) 2233 3000 (852) 2233 3000.
Bonds are credit notes issued by governments, corporations or other issuers to bondholders. As a bondholder, you are extending credit to these issuers and they are obligated to repay the redemption value of the bond upon maturity, as well as a rate of interest during the life of the bond. There are many types of bonds from different issuers that vary in their terms. Some examples include the fixed rate bond, floating rate bond, zero coupon bond and convertible bond as well as Certificates of Deposit (CDs).
In general, bonds and CDs offer comparatively safe returns. At HSBC, we currently offer bonds and CDs issued by governments including PRC, US and HKSAR, local quasigovernment bodies, supranationals and well-known corporations around the world denominated in major currencies. There is also a wide selection of tenors or terms from which to choose, i.e., from 1 to 30 years with various benchmark yields. The minimum investment amount can be as low as HKD10,000.
HSBC offers you a full range of investment grade or equivalent bonds including RMB dimsum bonds, Government Bonds and Corporate Bonds with wide ranges of major currencies selections and tenors ranging from 1 to 30 years. Investment amount can be as low as HKD10,000.
Bonds from HSBC can be categorised by:
HSBC lets you invest in a wide range of bonds with a minimum investment amount of HK$10,0005.
5Please note the minimum and incremental investment amount varies from bond to bond. Please consult us for more details.
You can now trade bonds via HSBC Personal Internet Banking. Our one-stop online platform offers bond IPO subscription and secondary market trading services.
If you already have an HSBC Investment Services/Securities account, you can simply log on and execute your bond order with us. We also offer bond trading services through our branches and investment phone banking service. To open an Investment Services/Securities account, simply visit www.hsbc.com.hk any time or visit any HSBC branch in Hong Kong.
HSBC will repurchase the bonds purchased through us based on the prevailing market price under normal circumstances thus you may not hold the bonds until maturity. Customer's selling price may differ from the original buying price due to changes in market condition. You could lose part or all of your investment if you choose to sell the bonds prior to maturity.
All bonds purchased through HSBC are under our custody and nominee service. So just sit back and we'll ensure all interest earned is credited to your settlement account once the payment is received from the relevant custodian on or after the coupon payment date.