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Foreign Exchange and Trading

You can trade currencies to gain potentially higher interest returns and capital appreciation by holding non-HKD currencies

  • For investors who are pursuing a short or long term investment strategy, saving for the future, travelling abroad or making overseas payments

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Why HSBC Foreign Exchange Service?

24-Hour Foreign Exchange Service1

Trade foreign currencies more efficiently with our single account offering 11 major currencies2 anytime, anywhere

Daily FX Market Update

You can take advantage of the daily market updates and analysis provided by our FX investment experts to track market trends and make informed, timely investment decisions.

Competitive currency exchange rate2

Enjoy potentially lower exchange rate with dollar cost averaging by transferring funds automatically and regularly from your local currency account to your foreign currency / RMB account (or vice versa) with our ForEx / RMB Switching Service.

How to invest / get started with HSBC Foreign Exchange Service ?

24-Hour Foreign Exchange Trading Platform

Set up a single account, and access to real-time FX trading services through HSBC Personal Internet Banking and HSBC Mobile Banking, anytime, anywhere

  • Trade currencies around-the-clock1, with real-time tradable rates on Internet Banking
  • Manage all the personal accounts you maintain with HSBC globally on one screen via HSBC Foreign Exchange Service

Pre-order Foreign Currency Service

Order foreign currencies online up to 5 business days in advance and speedy next day collection3 at your preferred HSBC Premier Centre's priority counter (exclusive for HSBC Premier customers)4

  • Save queue time
  • Easy planning before you leave for your trip

Become a HSBC Premier Customer

  • Related Products

Currency conversion risk - the value of your foreign currency and RMB deposit will be subject to the risk of exchange rate fluctuation. If you choose to convert your foreign currency and RMB deposit to other currencies at an exchange rate that is less favourable than the exchange rate in which you made your original conversion to that foreign currency and RMB, you may suffer loss in principal.


Other ways to invest

Through our FX Order Watch Trading Services5 HSBC Premier or HSBC Advance customers can set your own target exchange rate and covert funds automatically with your accounts at the designated rate when the rate is hit.


Or select our ForEx / Renminbi Switching Services6 and transfer funds automatically from your HKD account to your foreign currency / Renminbi account (or vice versa) when your pre-set exchange rate and / or frequency criteria are met.


With our Margin FX Trading platform,specially designed for professional and experienced investors, you can monitor FX markets and trade anytime, anywhere, 24hrs, 5.5 days a week.



You can invest in foreign currency with HSBC via a number of ways. You can use our 24-Hour Foreign Exchange Service to place your exchange instruction anytime anywhere via internet or mobile banking.

If you have a target exchange rate in mind, you can use our FX Order Watch Trading Service to preset your instruction.

If you want to accumulate your foreign currencies or RMB via regular saving, you can use the ForEx / RMB Switching Service to preset your exchange instructions and we will automatically execute the instructions for you according to your preset criteria.

Customers can use HSBC's foreign exchange services for many purposes which include but not limit to the followings :

  • Meet your "wealth accumulation" needs, e.g. pre-set instruction using RMB switching service to accumulate RMB at your own pace.
  • Meet your "family" needs, e.g. use FX Order Watch and alert service to pre-set instruction to convert funds to other currenices at your preferred rate to settle oversea payment like mortgage or tuition fee for your children.
  • Meet your "Lifestyle needs", e.g. use pre-order foreign currencies services when you plan to travel to overseas so as to save your queuing time for currency exchange at branch.

There are no Hong Kong regulatory restrictions on general foreign exchange. However, for margin FX, it is subject to regulatory restrictions.

When conducting in foreign exchange, customers need to be aware of the following risks.

Currency conversion risk - the value of your foreign currency and RMB deposit will be subject to the risk of exchange rate fluctuation. If you choose to convert your foreign currency and RMB deposit to other currencies at an exchange rate that is less favourable than the exchange rate in which you made your original conversion to that foreign currency and RMB, you may suffer loss in principal.

HSBC customers are provided with timely and comprehensive FX information from our FX specialist. Please refer to Foreign Exchange Market News section in our website and you will find the latest FX market information, including trend chart, technical analysis and comments from our FX specialist for most major currencies.

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Notes



1It will be processed on the transfer date as specified in your instruction subject to the following:


If you wish to process a transfer (exclude USD / CombiNation Passbook Savings) on the same day you place it, please submit the instruction from Monday 5am to Saturday 4:59am or Saturday 8am to 4:30pm. If you wish to process a transfer to USD / CombiNation Passbook Savings accounts on the same day you place it, please submit the instruction from Monday to Friday 8am to 7pm or Saturday 8am to 4:30pm. Please note that same day transfer cannot be processed on 1 January, 25 December, 12 midnight to 7:59 am on 26 December and 2 January.


If your forward-dated instruction falls on a business day on which the Black Rainstorm Warning Signal or Typhoon #8 or above Signal is hoisted, your said instruction may be processed on the same day or the next business day depending on whether the Signal is lowered that day and if so, at what hours. Please always check your HSBC personal internet banking email box for the status of your transaction. The reference to "business day" means a day, other than a Sunday or public holiday, on which banks are open for general business in Hong Kong.


2Major currencies include Australian Dollar, Canadian Dollar, Euro, Japanese Yen, New Zealand Dollar, Pound Sterling, Singapore Dollar, Swiss Franc, Thai Baht, US Dollar, and Renminbi.


3For order submitted at or before 15:00 HKT on any business day (Monday to Friday, except Public Holidays), the earliest collection day will be the following business day.


4Major currencies include Australian Dollar, Canadian Dollar, Euro, Japanese Yen, New Zealand Dollar, Pound Sterling, Singapore Dollar, Thai Baht, US Dollar, and Renminbi.


5FX Order Watch Trading Services is exclusively provided to HSBC Premier and HSBC Advance customers only.


6 ForEx Switching service/Renminbi Switching Service is available only to HSBC Premier, HSBC Advance, Personal Integrated Account customers, Renminbi Savings Account, HK Dollar Statement Savings Account and CombiNations Statement Savings Account customers.

The services are only applicable for integrated accounts, HKD/FCY Statement Savings Accounts and HKD Current Account, except Multiple Currencies Savings accounts or HK Dollar Passbook Savings accounts.

Please note the weekly Foreign Exchange Offer is not applicable to exchange transactions done via the FX Order Watch Trading Services.