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YOUR MORTGAGE OPTIONS

Home mortgage loans

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We offer a range of loan types to meet your unique financing needs.

  • Earn more on your savings with a deposit-linked mortgage
  • Our investor mortgages are designed to maximise wealth potential for property owners
  • Cut your down-payment expenses with a HighAdvance mortgage


Find out more about Home mortgage loans


Government housing schemes

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If you qualify for the Government Tenant Purchase, Home Ownership or Secondary Market Schemes, we can help you buy your new home.

  • Get a mortgage of up to 100% of your home’s value
  • Choose from loan periods of up to 25 years
  • Choose a repayment plan that works for you


Find out more about Government housing schemes


Home-related loans

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Better manage your cash flow with loans to cover a variety of expenses.

  • Top up your current mortgage - up to 85% of your property's value - with an equity loan
  • Car park loans make it easier to buy parking for your new or current home
  • Enjoy more flexibility with a bridging loan


Find out more about Home-related loans


Repayment plan options

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Find terms that work for you with our variety of repayment plans.

  • Choose from a straight-line or step-up plan to suit your financial needs
  • Pay monthly or fortnightly - your choice - with any of our repayment plans


Find out more about Repayment plan options


How to Apply

Arrange to see one of our mortgage specialists

Request an appointment

By phone

Call (852) 2748 8080(852) 2748 8080

At an HSBC Mortgage Centre or Branch

Find your nearest Mortgage Centre

Find your nearest branch

HSBC Personal Internet Banking customers

Use your Security Device / Mobile Security Key to log on and apply

Log on

HSBC customers without a Security Device / Mobile Security Key

Request an appointment

Mortgage Tools and Resources

Property valuation tool

Estimate the current value of a flat in major estates of Hong Kong with our simple address-based tool.

Mortgage calculators

Learn how much you can borrow and calculate repayment amounts. You can also see what you can save with a Deposit-linked Mortgage.


Related Products and Services

Home related insurance

Protect your new home with policies that cover your home's structure against hazard, your belongings and more.


Contact us

Arrange to see one of our mortgage specialist

Request an appointment

By phone

Call (852) 2748 8080(852) 2748 8080

At an HSBC Mortgage Centre or Branch

Find your nearest Mortgage Centre

Find your nearest branch

Tweet us

@HSBC_HK

To borrow or not to borrow?
Borrow only if you can repay!

 

Important information

Remarks Select to Expand Select to Collapse

1 Hong Kong Interbank Offered Rate (HIBOR) as at any date means the Hong Kong Interbank Offered Rate for the interest period of 1 month for Hong Kong Dollars quoted by The Hongkong and Shanghai Banking Corporation Limited at or about 11:00 a.m. (Hong Kong time) on such date. This HIBOR quoted by The Hongkong and Shanghai Banking Corporation Limited is not necessarily the same as HKD Interest Settlement Rates published by The Hong Kong Association of Banks.
2 Best Lending Rate (BLR) refers to the Hong Kong Dollar Best Lending Rate quoted by The Hongkong and Shanghai Banking Corporation Limited from time to time.