Apply in just a few steps
Log on, go to 'Home', scroll down and select 'Credit cards'.
Select 'Spending Instalment Plan'.
Choose an eligible credit card, then select 'Continue' and 'Get started'. Read the key facts statement, and terms and conditions, and select 'Continue' if you agree to them.
3 easy steps to apply
Amend the default instalment amount if you wish, and choose a repayment period. Please note that the minimum amount for each application is HKD1,000. Next, select 'Continue'.
Review your application details, then press ‘Confirm’.
You can select ‘Check application status’ after submitting your application. Your application will be approved and your plan will be set up instantly[@cards-sip-instant-approval].
Check your application result
Go to 'Home', then tap on the credit card you chose to use for the instalment plan.
Tap ‘View more’, then ’Create or view Spending Instalment Plan’ to check the relevant details.