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Apply for a Spending Instalment Plan on the HSBC HK App

Split repayments on your credit card in just a few simple steps.

Apply in just a few steps

You can apply for a Spending Instalment Plan any time on the HSBC HK Mobile Banking app (HSBC HK App) with these simple steps:

  • Log on to the app
  • Follow the steps to complete your application
  • Receive approval instantly[@cards-sip-instant-approval]

Don't have the app yet? You can download it from our mobile banking page.

Get started

To start, you'll need to be on the latest version of the HSBC HK Mobile Banking app (HSBC HK App).

Step 1

Log on, go to 'Home', scroll down and select 'Credit cards'.

Step 2

Select 'Spending Instalment Plan'.

Step 3

Choose an eligible credit card, then select 'Continue' and 'Get started'. Read the key facts statement, and terms and conditions, and select 'Continue' if you agree to them.

3 easy steps to apply

Follow these steps to complete your application.

Step 1

Amend the default instalment amount if you wish, and choose a repayment period. Please note that the minimum amount for each application is HKD1,000. Next, select 'Continue'.

Step 2

Review your application details, then press ‘Confirm’.

Step 3

You can select ‘Check application status’ after submitting your application. Your application will be approved and your plan will be set up instantly[@cards-sip-instant-approval].

Check your application result

You can check the result of your application or the details of the plan instantly[@cards-sip-instant-approval], at any time.

Step 1

Go to 'Home', then tap on the credit card you chose to use for the instalment plan.

Step 2

Tap ‘View more’, then ’Create or view Spending Instalment Plan’ to check the relevant details.

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Important information

To borrow or not to borrow? Borrow only if you can repay! T&Cs apply.