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Family in beach; image used for Occupational Retirement Schemes Ordinance (ORSO).

Planning for retirement?

See how the ORSO retirement programme can set the stage for your precious golden years.

Retirement is truly a special milestone, when you get to savour everything you worked so hard for throughout your career. That's why you want to make sure that all the goals and aspirations you have for life after retirement will become a reality. This is where we come in.

The Occupational Retirement Schemes Ordinance (ORSO) schemes are retirement programmes established voluntarily by employers to provide retirement benefits for their employees. As one of the largest pension service provider in Hong Kong, we can help you to get the best mileage out of the money you worked so hard to put aside for retirement. Here's what we can offer, so you can pursue the lifestyle you want for your golden years:

  • A team of ORSO experts and relationship managers to support your company’s ORSO scheme

  • Extensive fund management experience aimed at helping you get the most value out of your money

  • A wide range of diversified investment choices

  • Manage your portfolio through online or hotline channels

Ask about ORSO services

HSBC ORSO Services Hotline

Wayfoong Multi-funding System

What are your plans after that last day of work? Do you want to travel the world, take ballroom dancing or boating classes? Are you planning to design and remodel your home? Everyone has different retirement aspirations. Customise your portfolio to suit your retirement needs by choosing from our comprehensive range of investment choices under the Wayfoong Multi-funding System, our flagship ORSO programme.

You can change your investment choices and investment combinations anytime as you move through different life stages, or as you go through a variety of milestones that could alter your retirement needs. It's our goal to make it as straightforward and convenient for you to manage your personal ORSO portfolio. All you need to do is log on to online banking from our website.

Find out more about the investment choices available and how they've previously performed.

Investment Choices

Get information on all the investment choice you can pick.

Fund Performance

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