Deposits
Choose a savings or current account to meet your needs. Get instant access, a higher rate with a Time Deposit or renminbi and foreign currency options too.
Access your savings whenever you need them, and earn interest at the same time.
Start earning interest with just HKD5,000.
No monthly service fee if you maintain a balance of more than HKD5,000 (rolling average of previous 3 months, if not you'll pay a fee of HKD50)
Access your account via branches, phone banking, online and mobile
Deposit and withdraw renminbi with a simple, flexible savings account that gives you easy access.
Earn interest from your daily balance.
Earn bonus interest1 on your account if your Total Relationship Balance is HKD1,000,000 or above
Easy to set up standing instructions to make regular payments automatically
Notes:
1 The balance of Renminbi Savings Account will be included in the calculation of the Total Relationship Balance. Bonus interest rate will be applied if the customer's Total Relationship Balance is over HKD1,000,000.
Manage your foreign currencies flexibly while earning interest on your balance.
Open your account with the equivalent of USD1,000 in 10 major currencies2.
Take advantage of favourable interest rate movements and exchange rate movements between currencies
See your transaction details easily in one monthly statement3
Access your account via branches, phone banking, online and mobile
Notes:
2 10 major currencies include Australian dollar, Canadian dollar, Euro, Japanese yen, New Zealand dollar, Pound Sterling, Singapore dollar, Swiss franc, Thai baht and US dollar.
3 Applicable to Integrated Account and Statement Savings Account only.
Save your money for a set period of time and get a higher interest rate than in an easy access savings account.
Start saving with just HKD10,000.
Choice of term from 1 day to 36 months to suit you
Access your account via branches, phone banking, online and mobile
HSBC Premier customers may get a preferential interest rate
Choice of renewal options on maturity
Put your renminbi in a safe place for a fixed time, earning higher interest than in an easy access account.
Start your savings account with just RMB10,000.
A range of tenors to suit you, from one week to one year
24-hour access to your account via phone banking, online and mobile
Gives you convenient renminbi services if you have ties to China
Notes:
4 Renminbi Time Deposit account must be opened with a Renminbi Savings Account under the same name and account number. All Renminbi Time Deposit or withdrawal transactions must be made through the corresponding Renminbi Savings Account.
A choice of 10 major currencies5, and a higher interest rate than equivalent savings accounts for saving for a fixed period.
Open your Foreign Currency Time Deposit account with a minimum deposit equivalent to USD2,000.
Interest paid half-yearly on deposits for 18 months or longer, or on maturity
Get preferential interest rates, based on your integrated account type, deposit amount, deposit period and Total Relationship Balance
Access your Time Deposit via branches, phone banking, online or mobile
Notes:
5 10 major currencies include Australian Dollar, Canadian Dollar, Euro, Japanese Yen, New Zealand Dollar, Pound Sterling, Singapore Dollar, Swiss Franc, Thai Baht and US Dollar.
Straightforward, streamlined day-to-day banking, designed to make your life easier.
Simple, convenient bank account
Write paper cheques/ e-Cheques for day-to-day payments
Straightforward day-to-day banking in renminbi.
Manage your money and issue paper paper cheques/ e-Cheques.
Issue paper cheques/ e-Cheques in renminbi
No maximum balance
Access your account 24 hours a day via HSBC Personal Internet Banking or phone banking
Notes:
6 Renminbi Current Account for Hong Kong residents is i) to issue cheques in Hong Kong with any amount and ii) to retailers across Guangdong Province (including Shenzhen) for consumer spending with up to RMB80,000 amount for each cheque and maximum amount of RMB80,000 in total for settlement per day. In the event that the total amount of all the cheques issued by the same customer in Guangdong Province (including Shenzhen) presented on a particular clearing day exceed RMB80,000, one or more of the cheques will be returned in order to keep the total settlement amount of the relevant cheques for the day to be within the limit of RMB80,000. A Return Cheque Fee will be levied. Renminbi cheques can be issued to individuals and companies in Hong Kong with a valid renminbi account which can accept renminbi cheque deposits. Please check that the individual or company is willing to accept renminbi cheques as a means of payment. Renminbi denominated cheques issued by non-Hong Kong residents are for use in Hong Kong only and are not for use in the Mainland.
Manage money and issue paper cheques/ e-Cheques for day-to-day payments.
Transfer funds to any account in Hong Kong and around the world easily, securely and quickly.
Manage your money online, via ATM, phone or at an HSBC branch
HSBC Premier customers call
(852) 2233 3322
(852) 2233 3322
HSBC Advance customers call
(852) 2748 8333
(852) 2748 8333
Other customers call
(852) 2233 3000
(852) 2233 3000
