Enjoy the freedom to travel the world, safe in the knowledge that you’re covered by our comprehensive travel insurance. Insure yourself, relatives and friends with our Single Trip TravelSurance. If you’re a regular traveller, save money and never worry about forgetting to book your travel insurance again with our annual MultiTrip TravelSurance.
Extra benefits for annual MultiTrip TravelSurance
Claim online anytime. Or claim over the phone or at an HSBC branch.Submit claim online
Apply MultiTrip TravelSurance from now until 28 Feb 2018 to enjoy
Apply Single Trip TravelSurance from now until 28 Feb 2018 to enjoy
Apply any 2 General Insurance products: AccidentSurance, Cancer Care, FirstCare, HomeSurance, HospitalSurance, Motor Insurance, Outpatient Care, and Multi-trip TravelSurance, Wellcome Shopping Vouchers will be offered to the applicant(s)
Terms and Conditions apply. [Click here for details]
We’ll reimburse follow up medical expenses incurred during a trip within 3 months after return to the Hong Kong SAR up to HKD1 million. We’ll also cover additional travel and accommodation costs for your children if they have to travel back to Hong Kong SAR while you stay in hospital.
We provide cover for various sports and activities, including dune driving, sand boarding, safari adventures, whale tours, hot springs, horse riding, cable cars, iceberg climbing, watching auto racing, water sports, skiing, ice-skating, biking, thrill rides at amusement parks etc.
Travelsurance even covers certain hazardous sports activities such as bungee jumping, hang-gliding, parachuting, rafting, speed-boating, jet-skiing, trekking, scuba-diving (not beyond depth of 40 metres), mountaineering, rock-climbing etc.
You’ll receive cover for baggage loss or damage up to HKD20,000 . We’ll reimburse emergency purchases of essential items or clothing up to HKD2,000 if baggage is delayed for more than 6 hours after you’ve arrived at your destination abroad.
We’ll pay up to HKD2,500 if your travel is delayed for more than 6 hours for reasons beyond your control. If you lose important documents such as your passport, we’ll cover replacement costs up to HKD5,000.
Now you can receive up to HKD3,000 when you achieve a “Hole in One” whilst playing golf at any recognized golf course overseas.
Simply present your China Medical Card with your ID document at hospital admission reception of more than 200 designated hospitalsfootnote3 without the need to pay any deposit in advance. The annual premium is only HKD300 per card.
When life surprises you, additional benefits included in this policy can offer you more support.
In the event of death of the insured caused by an accident outside the Hong Kong SAR, any outstanding balance payable under the insured’s credit cards for items charged while outside the Hong Kong SAR during a trip will be covered.
In the unlikely event that a fatal incident occurs while you are travelling, we will pay the reasonable funeral expenses (other than the burial or cremation charges) outside Hong Kong SAR up to HKD100,000
|Benefits||Area 1||Area 2|
|Cover limits per insured person (HKD)||17 to 85 years inclusivefootnote9||Six months
to 16 years inclusive
|17 to 85 years inclusivefootnote9||Six months
to 16 years inclusive
|Loss of two eyes, two limbs or one eye and one limb||600,000||120,000||1,000,000||200,000|
|Loss of one eye or one limb||300,000||60,000||500,000||100,000|
|Death or permanent total disablement caused by accident in a common carrier or private car||1,200,000||240,000||2,000,000||400,000|
|Permanent total disablement caused by other accidents||600,000||120,000||1,000,000||200,000|
Credit card protection
||5,000||-Not Applicable||5,000||-Not Applicable|
|c||Medical and other expenses|
(i) Medical expensesfootnote4
(ii) Repatriation of remains
(iii) Return of children
||60,000||-Not Applicable||60,000||-Not Applicable|
|(iv) Funeral expenses||100,000||100,000|
Emergency medical evacuation
Hospital cash benefitfootnote8
||6,000 (500/day, max. 12 days)||6,000 (500/day, max. 12 days)|
Baggage and personal effects
(Including golf equipment, cameras and video recorders)footnote6
|20,000 (max. 3,000/item)||5,000 (max. 1,500/item)||20,000 (max. 3,000/item)||5,000 (max. 1,500/item)|
Delayed baggage (at least 6 hours)
Loss of travel documentsfootnote6
Travel delay (at least 6 hours)
||2,500(250 per first 6 hours & each subsequent 12 hours)||2,500(250 per first 6 hours & each subsequent 12 hours)|
Loss of deposit or cancellationfootnote6
Curtailment of tripfootnote6
Golfing 'Hole in one'
||3,000 (2,000/occurrence)||-Not Applicable||3,000 (2,000/occurrence)||-Not Applicable|
China Medical Card (Optional for MultiTrip TravelSurance only)footnote8
||Hospital admission deposit guarantee|
|Emergency assistance service|
The coverage of 'Personal accident' and 'Medical expenses' for an insured person between the age of 76 and 85 years is limited to 30% of the sum insured.
These items are subject to a HKD200 excess per claim (including third party property claim for personal liability) with the exception for baggage and personal effects (HKD300)
|Coverage Period (days)||Self Only/
Partnerfootnote15 Only /
Each friend or
|Self & Spouse/
Self & Partnerfootnote15
|Self & Childrenfootnote12/
Spouse & Childrenfootnote7/
|Self, Spouse & Childrenfootnote13/
Self, Partnerfootnote15& Childrenfootnote13
|Area 1||Area 2||Area 1||Area 2||Area 1||Area 2||Area 1||Area 2|
|From the 31st day
*The above premiums will be effective from 4 December 2016 onwards.
The premiums are not guaranteed to remain unchanged and AXA General Insurance Hong Kong Limited reserves the right to vary the premiums of the policy.
Note (Only applicable to TravelSurance (Single Trip)):
At HSBC, we understand life never stands still. Which is why you can make changes to your policy online anytime.
It's easy to:
You can also call our Insurance Service Hotline at (852) 2867 8678 (852) 2867 8678.
Sometimes life doesn’t go according to plan and you’ll want to make an insurance claim as soon as possible.
You may submit a claim online anytime or call our claims hotline on (852) 2867 8678 (852) 2867 8678 should you require any help.
Our home insurance (HomeSurance) can meet your needs, leaving you free to enjoy your life without worrying about your most treasured possessions.
A comprehensive insurance that protects you and your dependents against the financial strain that a personal accident can bring.
Yes, non-HKID holders can apply for TravelSurance as long as the trip starts from, and returns to, the Hong Kong SAR. Please call (852) 2867 8678 (852) 2867 8678 or visit any HSBC branch in Hong Kong for application.
TravelSurance is specially designed for individuals who are travelling on a journey for leisure or business purpose. The journey should originate from the Hong Kong SAR and the period of travel is not longer than 180 days.
TravelSurance covers various kinds of sports and activities provided you don't engage in such activities as a professional or in return for remuneration. For example, you are covered for dune driving, sand boarding, safari adventures, whale tours, hot springs, horse riding, cable cars, iceberg climbing, watching auto racing, water sports, skiing, ice-skating, biking, thrill rides at amusement parks etc. TravelSurance also covers certain hazardous sports activities such as bungee jumping, hang-gliding, parachuting, rafting, speed-boating, jet-skiing, trekking, scuba-diving (not beyond depth of 40 metres), mountaineering, rock-climbing etc.
The following sports and activities are excluded from TravelSurance: racing other than on foot, deep water diving (beyond depth of 40 metres), motor rallies and competitions, professional sports or sports in return for remuneration, aviation other than as a fare-paying passenger in a licensed aircraft operated by a recognised airline.
You can call Emergency Assistance Hotline on (852) 2528 9333 (852) 2528 9333 at any time for emergency medical and evacuation assistance, travel information, baggage assistance, medical referrals, legal referrals and emergency ticketing. The hotline operates in English, Cantonese and Mandarin.
You have to bear: