Give your child the ultimate head start with a plan that combines life cover with savings for their education. Set your savings goal as the insured amount and we’ll help you stay on track. You can choose to let the plan mature when your child reaches 2214, or withdraw cash early to cover things like school fees or private tuition. Withdrawals are subject to Surrender Charge in the first ten policy years. Please refer to “Surrender Charge” under “Details of Charges” for details
This is a long term universal life insurance plan underwritten by HSBC Life (International) Limited.
Key features
- Financial flexibility to adjust the sum insured if needs change15
- Choose to boost your account value with unscheduled premiums5
- Earn daily interest – at least 2% p.a. on your account value for the first 8 years
- Enjoy a loyalty bonus2 on your savings when the policy matures
- Enjoy additional protection benefits on terminal illness and payor’s benefits at no extra charges
- At policy maturity, your child can get new life cover without underwriting
Product Discount Offer
Enjoy up to 1.5% discount off your first year premium upon successful application of Goal Access Universal Life Plan (Education).
Promotional terms and conditions apply. Please visit branch for details.
How to apply
Need to make a claim?
Fax us with the completed claim form
Manage your policy
Manage your policy online
At HSBC, we understand life never stands still. Which is why you can make changes to your policy online anytime.
It's easy to:
- check or review your policy details
- change premium payment instructions, including your premium payment account, payment method or payment frequency
- request for withdrawal from policy account value and select your preferred settlement option
Make a claim
Sometimes life doesn’t go according to plan and you’ll want to make an insurance claim as soon as possible.
Simply call our Tele-Consultants at (852)3128 0122 who will assist you in preparing your relevant claim request(s).
Related products

Goal Access Universal Life Plan (Protection)
Build a reserve of savings and enjoy peace of mind with flexible life cover that can be adapted to fit your changing needs.
Note: Goal Access Universal Life Plan (Protection) is not equivalent or similar to any kind of deposit.

Income Goal Insurance Plan
Business to fund? School fees to pay? Perhaps you are simply looking forward to a comfortable retirement.
Note: Income Goal Insurance Plan is not equivalent or similar to any kind of deposit.

HSBC EarlyIncome Deferred Annuity Plan
Saving up for your retirement whilst apply for tax deduction on premium paid for the plan under salaries tax and personal assessment with Inland Revenue Department.
Note: Tax deduction is at Inland Revenue Department’s discretion. HSBC EarlyIncome Deferred Annuity Plan is a long-term participating life insurance product with a savings element and is not equivalent or similar to any kind of deposit.