Foreign Exchange and Trading

You can trade currencies to gain potentially higher interest returns and capital appreciation by holding non-HKD currencies
  • For investors who are pursuing a short or long term investment strategy, saving for the future, travelling abroad or making overseas payments

Why HSBC Foreign Exchange Service?

  • 24-Hour Foreign Exchange Service1

    Trade foreign currencies more efficiently with our single account offering 11 major currencies2 anytime, anywhere.

  • Daily FX Market Update

    You can take advantage of the daily market updates and analysis provided by our FX investment experts to track market trends and make informed, timely investment decisions.

  • Competitive currency exchange rate2

    Enjoy potentially lower exchange rate with dollar cost averaging by transferring funds automatically and regularly from your local currency account to your foreign currency / RMB account (or vice versa) with our ForEx / RMB Switching Service.

How to invest / get started with HSBC Foreign Exchange Service?

24-Hour Foreign Exchange Trading Platform

Set up a single account, and access to real-time FX trading services through HSBC Personal Internet Banking and HSBC Mobile Banking, anytime, anywhere

 

•   Trade currencies around-the-clock1, with real-time tradable rates on Internet Banking

•   Manage all the personal accounts you maintain with HSBC globally on one screen via HSBC Foreign Exchange Service

Pre-order Foreign Currency Service

Order foreign currencies online up to 5 business days in advance and speedy next day collection3 at your preferred HSBC Premier Centre's priority counter (exclusive for HSBC Premier customers)4

 

•   Save queue time

•   Easy planning before you leave for your trip

Risks

Currency conversion risk - the value of your foreign currency and RMB deposit will be subject to the risk of exchange rate fluctuation. If you choose to convert your foreign currency and RMB deposit to other currencies at an exchange rate that is less favourable than the exchange rate in which you made your original conversion to that foreign currency and RMB, you may suffer loss in principal.

Related Products

Margin FX Trading

 

Specially designed for professional and experienced investors, you can trade 46 currency pairs across 11 major currencies 24 hours a day on our online and mobile platforms.

Transfers & payments

 

Save time and effort by completing transactions from home anytime.

Foreign Currency Savings Account

 

Manage your savings across different currencies and earn interest on your account balance.

Foreign Currency Time Deposit

 

Lock your money away for a set period and earn interest at an attractive rate on a range of currencies.

Other ways to invest

Through our FX Order Watch Trading Services5 HSBC Premier or HSBC Advance customers can set your own target exchange rate and covert funds automatically with your accounts at the designated rate when the rate is hit.

Or select our ForEx / Renminbi Switching Services6 and transfer funds automatically from your HKD account to your foreign currency / Renminbi account (or vice versa) when your pre-set exchange rate and / or frequency criteria are met.

With our Margin FX Trading platform, specially designed for professional and experienced investors, you can monitor FX markets and trade anytime, anywhere, 24hrs, 5.5 days a week.

Important Information

Disclaimer

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Notes

  1. It will be processed on the transfer date as specified in your instruction subject to the following:
    If you wish to process a transfer (exclude USD / CombiNation Passbook Savings) on the same day you place it, please submit the instruction from Monday 5am to Saturday 4:59am or Saturday 8am to 4:30pm. If you wish to process a transfer to USD / CombiNation Passbook Savings accounts on the same day you place it, please submit the instruction from Monday to Friday 8am to 7pm or Saturday 8am to 4:30pm. Please note that same day transfer cannot be processed on 1 January, 25 December, 12 midnight to 7:59 am on 26 December and 2 January.
    If your forward-dated instruction falls on a business day on which the Black Rainstorm Warning Signal or Typhoon #8 or above Signal is hoisted, your said instruction may be processed on the same day or the next business day depending on whether the Signal is lowered that day and if so, at what hours. Please always check your HSBC personal internet banking email box for the status of your transaction. The reference to "business day" means a day, other than a Sunday or public holiday, on which banks are open for general business in Hong Kong.
  2. Major currencies include Australian Dollar, Canadian Dollar, Euro, Japanese Yen, New Zealand Dollar, Pound Sterling, Singapore Dollar, Swiss Franc, Thai Baht, US Dollar, and Renminbi.
  3. For order submitted at or before 15:00 HKT on any business day (Monday to Friday, except Public Holidays), the earliest collection day will be the following business day. Withdrawal in cash is subject to the availability of that foreign currency on the collection day at your preferred HSBC Premier Centre.
  4. Major currencies include Australian Dollar, Canadian Dollar, Euro, Japanese Yen, New Zealand Dollar, Pound Sterling, Singapore Dollar, Thai Baht, US Dollar, and Renminbi.
  5. FX Order Watch Trading Services is exclusively provided to HSBC Premier and HSBC Advance customers only.
  6. ForEx Switching service/Renminbi Switching Service is available only to HSBC Premier, HSBC Advance, Personal Integrated Account customers, Renminbi Savings Account, HK Dollar Statement Savings Account and CombiNations Statement Savings Account customers.
    The services are only applicable for integrated accounts, HKD/FCY Statement Savings Accounts and HKD Current Account, except Multiple Currencies Savings accounts or HK Dollar Passbook Savings accounts.
    Please note the weekly Foreign Exchange Offer is not applicable to exchange transactions done via the FX Order Watch Trading Services.