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Mobile Banking

Frequently asked questions (FAQs)

Top queries

How do I activate Mobile Security Key on my mobile device?

You'll need to have a valid and up-to-date mobile number and email address in our records in order to activate your Mobile Security Key.

Go to Settings and choose 'Activate Mobile Security Key'. Next, follow the instructions to complete the activation. Go to 'Profile' and choose 'Security'. Next, select 'Activate Mobile Security Key' and follow the instructions to complete the activation.

Your Security Device will be deactivated once your Mobile Security Key has been activated. You can return the device at any of our branches.

Balance

Can I access my overseas HSBC accounts in the HSBC HK Mobile Banking app?

You'll be able to see your globally-linked accounts in the HSBC HK Mobile Banking app even though the app is only available to Hong Kong customers registered for online banking with us.

eStatement and eAdvice

Will I be notified when a new eStatement or eAdvice is available?

We'll send you a push notification, email or text message when it's ready. Please keep your email address and mobile number up to date in our records so you'll receive them. You can update your contact details in online banking.

We recommend checking your emails or online banking regularly to review your latest eStatements and eAdvice, so you'll know if you need to do anything about them. 

Bill payment and transfers

What's FPS?

FPS (Faster Payment System) allows you to make instant local payments to individuals and merchants in HKD and RMB for free, 24/7. It's available in online and mobile banking. You can learn more about FPS here.

Credit cards

How do I manage my credit cards in mobile banking? 

Simply log on to the HSBC HK Mobile Banking app, select a credit card and choose 'Manage cards'.

Investment

How do I buy stocks on the HSBC HK Mobile Banking app?

You can buy stocks by accessing the Investment tab at the bottom of the account summary screen after log on. You can either scroll down and select “Trade Stocks” within the Product & Services section or directly click on stocks when you have existing stock holdings. Simply search for the desired stock you would like to buy and follow the buy instructions to complete your transaction.

Mobile Security Key

What's a Mobile Security Key?

A Mobile Security Key is a digital version of your physical Security Device that is stored safely in your HSBC HK Mobile Banking app. Just like a Security Device, it provides an extra layer of protection for your accounts and transactions. It can be used to generate unique one-time security codes that you can use to log on to mobile and online banking, and to access a full range of banking services.

You can also enable biometric authentication with a Mobile Security Key. That way, you can log on to mobile banking or generate a security code to log on to online banking more quickly and easily.

Biometric authentication

Touch ID

Can someone else log on to my HSBC HK Mobile Banking app if their fingerprint is stored on my device?

When you enable Touch ID in the HSBC HK Mobile Banking app, any fingerprint stored on your device can be used to log on to mobile banking. We recommend enabling Touch ID only if yours are the only fingerprints stored on your device. You can always add or remove fingerprints in 'Settings' on your device.

Your fingerprints will not be stored in the HSBC HK Mobile Banking app or anywhere within HSBC records.

Face ID

What's Face ID and how do I enable it in the HSBC HK Mobile Banking app?

Face ID lets you log on and authorise transactions in the HSBC HK Mobile Banking app in a simple, secure and quick way using the facial map stored on your iOS or iPadOS device. It's an easy alternative to entering your Mobile Security Key password.

You can enable Face ID when you next log on after setting up your Mobile Security Key, or do it later in 'Settings' with your Mobile Security Key password.

You can enable transaction authorisation after enabling Face ID, or do it later in 'Profile by selecting 'Security''Settings'. All transactions which usually require authorisation can be authorised easily and conveniently with Face ID.

Fingerprint ID

What's Fingerprint ID and how do I enable it in the HSBC HK Mobile Banking app?

Fingerprint ID is a easy alternative to entering your Mobile Security Key password if you're on an Android™ device. You can log on and authorise transactions in the HSBC HK Mobile Banking app with just your fingerprint.

you can either enable Fingerprint ID when you next log on after setting up your Mobile Security Key, or do it later with your Mobile Security Key password by going to 'Profile' and selecting 'Security'.

All transactions which usually require authorisation can be authorised easily and conveniently with Fingerprint ID. You can enable transaction authorisation after you've enabled Fingerprint ID in mobile banking or do it later 'Settings' by going to 'Profile' and selecting 'Security'.

Security tips

Can I exit the HSBC HK Mobile Banking app just by closing it or switching off my device?

We highly recommend that you close the HSBC HK Mobile Banking app properly by going to 'Profile' and tapping 'Log off' at the bottom of the screen.

Communication preferences

Marketing preferences

I've updated my marketing preferences in other channels. Why can't I see these changes when I'm in the HSBC HK Mobile Banking app?

If you saved your changes after the cut-off time, your request will be processed on the next business day. Your changes will then be reflected in the HSBC HK Mobile Banking app.

Push notifications

What's a push notification?

A push notification is an alert you may receive on your device from the HSBC HK Mobile Banking app if you've enabled your Mobile Security Key.

Mobile account opening

General and eligibility

How is this different from opening an account at a HSBC branch?

The HSBC HK Mobile Banking app lets you open your account in just 5 minutes. There is no need to go to the branch and submit your ID or any other documents. As soon as you're done with Personal Internet Banking registration, you'll be able to access your account using the app or online banking.

Cash Payout Scheme

What's the Cash Payout Scheme?

The Cash Payout Scheme is proposed by the Hong Kong government to provide financial assistance to Hong Kong residents in the face of the current COVID-19 pandemic.

For more information about the Cash Payout Scheme, please visit our website  and the government's Cash Payout Scheme website at www.cashpayout.gov.hk.