Eligible families and individuals can buy a government-subsidised flat for less than the market rates.
Get help to buy a home with ease under the Home Ownership Scheme.
Residents of selected estates under the Hong Kong Housing Authority can buy their flat at an affordable price.
With a mortgage of up to 100% of the property value, you can lower the burden on your financial arrangements.
Own your home sooner and save on interest or repay less in the earlier years.
To borrow or not to borrow?
Borrow only if you can repay!
1 Hong Kong Interbank Offered Rate (HIBOR) as at any date means the Hong Kong Interbank Offered Rate for the interest period of 1 month for Hong Kong Dollars quoted by The Hongkong and Shanghai Banking Corporation Limited at or about 11:00 a.m. (Hong Kong time) on such date. This HIBOR quoted by The Hongkong and Shanghai Banking Corporation Limited is not necessarily the same as HKD Interest Settlement Rates published by The Hong Kong Association of Banks.
2 Best Lending Rate (BLR) refers to the Hong Kong Dollar Best Lending Rate quoted by The Hongkong and Shanghai Banking Corporation Limited from time to time.