MPF Consolidating Accounts

Consolidating personal accounts

Keeping your accrued benefit in one place makes it easier to monitor and manage your retirement planning.

You can consolidate and transfer all accrued benefits from multiple personal accounts to an HSBC MPF personal account under your chosen scheme.

With over 40 years' experience helping people reach their retirement goals in Hong Kong, you can count on us to find a comprehensive MPF solution to suit your needs.

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Explore MPF Personal Accounts

Why should I consolidate my personal accounts?

The key to managing MPF is to keep it simple. You can consolidate and transfer all accrued benefits from multiple personal accounts to a single account under your chosen scheme.

It's common to have more than one personal account, especially if you've had employers with different MPF schemes, or have been self-employed. The more accounts you hold, though, the more difficult MPF management can be.

The good news is that MPF consolidation is easy.

As an HSBC MPF personal account holder, your MPF account balance also counts towards your total relationship balance.

You can also manage your MPF accounts with your other HSBC accounts through online banking. You can check your MPF balance and change your investment allocation whenever you want.

Locate and check the status of your MPF personal accounts

If you do not have the details of your personal accounts, you can check with the Mandatory Provident Fund Schemes Authority (MPFA) to find out the number of personal accounts you hold, as well as the name and the hotline of the trustee under which each account is held.

For details, visit the MPFA website www.mpfa.org.hk.

How to consolidate multiple personal accounts into one HSBC MPF personal account

Download the appropriate form below linkage to apply for a personal account.
Download and complete the Scheme Member's Request for Account Consolidation Form from the MPFA website.

View and download MPF personal account forms here

To find out more, you can contact our MPF Specialists.

Alternatively, you can consolidate your MPF personal accounts via the HSBC HK Mobile Banking app in 3 simple steps (only applicable to HSBC MPF members who hold both HSBC MPF Account and HSBC Personal Integrated Account).

Learn more

Watch the video and step-by-step demo to learn how you can consolidate your MPF personal accounts via the HSBC HK Mobile Banking app.

Do not have an HSBC MPF personal account yet? You can open an HSBC MPF personal account to consolidate your MPF accrued benefits via the HSBC HK Mobile Banking app (only applicable to existing HSBC banking customers).