MPF Personal Accounts

An MPF personal account is an individual account held in your own name that you manage, to preserve your accrued benefits.

Your preserved benefits may be from accounts set up by previous employers or an MPF account if you were self-employed.

You can also set up a personal account to transfer the accrued benefits from your contribution account in your current employer’s scheme under the Employee Choice Arrangement.

It's easy to transfer accrued benefits to an HSBC MPF personal account from another providers.

If you have multiple personal accounts from previous employers, consider consolidating your MPF personal accounts.

You may consolidate your MPF personal accounts by completing and returning to us the transfer forms provided below. To find out more, you can contact our MPF Specialists.

MPF forms and documents

Alternatively, if you are an HSBC MPF member who hold both HSBC MPF Account and HSBC Personal Integrated Account, you can also consolidate your MPF personal accounts with HSBC MPF via the HSBC HK Mobile Banking app in 3 simple steps. 

Learn more

When you change jobs

As an employee, if you do not give instructions on how to handle your accrued benefits whenever you change jobs, your MPF benefits will be retained in a personal account under the scheme chosen by your former employer. You also can transfer the accrued benefits to a personal account in an MPF scheme of your choice.

Under Employee Choice Arrangements

You can transfer your accrued benefits attributable to your own mandatory contributions made under your current employment (the employee's mandatory contributions, but not the employer's) to a personal account in an MPF scheme of your choice once a calendar year.

• Enhanced privileges for HSBC MPF personal account holders
  
  Your MPF account balance counts towards your total relationship balance (TRB).
  
• MPF scheme to choose from
  
  HSBC MPF offers a HSBC Mandatory Provident Fund SuperTrust Plus to personal account holders with a range of diversified Constituent Funds to suit your investment style.
  
• Information when you need it
  
  MPF personal account holders can access information via 24-hour customer communication channels. You can check your balances and even manage your MPF through our online and phone banking platforms.

Please download and complete the form

Please download and complete the form